Credit Evaluation Officer

To assist Personal Private Banking (PPB) Digital Lending and SME Business in achieving their asset growth targets by providing effective value adding risk management whilst maintaining a quality-lending book through judicious and effective management thereof. he delivery of a professional service to the business units by assessing and evaluating credit facilities (new and/or existing) based on sound credit & financial principles which supports the minimizing of risk to the bank.

Qualifications :

Type of Qualification: First Degree
Field of Study: Business Commerce Finance Accounting or any related field

Experience Required

• Banking experience particularly pertaining to credit risk management banking processes with regard to banking products and the operation thereof.
• Broad knowledge of applicable Acts and Bank Manuals.
• Experience in intuitive credit assessment and decisioning in relevant segment and products.
• Energetic and with sound decision skills.
• Knowledge and understanding of repayment structures and collateral.
• Must be able to work under pressure and remain focussed.
• Analytical with a tolerance for high volumes and problem absorption whilst detailed oriented.
• Understanding of collection processes within the banking environment is beneficial

Additional Information :

Behavioural Competencies:

• Adopting Practical Approaches
• Articulating Information
• Developing Expertise
• Examining Information
• Following Procedures
• Interacting with People
• Interpreting Data
• Making Decisions
• Managing Tasks
• Providing Insights
• Taking Action
• Team Working

Technical Competencies:

• Asset Based Lending
• Loan Assessment & Approval

Remote Work :

No

Employment Type :

Full-time