Senior Product Manager – Payments & Acquiring

Role Overview:

Ourclient is looking for a Senior Product Manager Payments & Acquiring under a B2B (business-to-business) contract to own and shape its Card Acquiring proposition across card-present and e-commerce payments driving product growth innovation and commercial performance.

Project: Fintech

Location: ES

Start Date: ASAP

Duration: 12 months remote full time

Language: English

Hourly rate: 35-50 EUR

Key Responsibilities:

• Own and execute the product strategy for Card-Present and e-commerce acquiring aligned with business objectives and market opportunities.
• Lead the development and scaling of POS and e-commerce acquiring propositions including unattended POS use cases where relevant.
• Actively monitor market trends analyze customer needs identify opportunities and respond to competitor activities.
• Own product and feature planning development testing launch and continuous optimization.
• Drive acquiring economics and commercial performance including merchant pricing interchange scheme fees processor costs and profitability.
• Lead cross-functional teams and make product decisions challenge technical solutions and represent the product with external partners.
• Establish scalable business processes and ensure effective handover to responsible teams.
  

Must-Have Requirements:

• 5 years of Product Management experience with significant experience in payments fintech banking or financial services.
• Proven experience launching developing or scaling Card-Present acquiring / POS products combined with strong e-commerce acquiring experience.
• Strong understanding of CP and CNP acquiring payment processing authorization settlement and the broader card-payment ecosystem.
• Experience working with payment processors POS terminal vendors gateways acquirers acquiring banks or card schemes.
• Strong understanding of acquiring economics including merchant pricing interchange scheme fees processor costs and acquiring profitability.
• Experience with Visa Mastercard AMEX Apple Pay and Google Pay.
• Knowledge of legislation standards and regulatory requirements applicable to payment and acquiring products.
• Strong analytical commercial and strategic mindset with the ability to make data-driven product decisions.
• Strong communication stakeholder-management and leadership skills with the ability to influence technical commercial and senior stakeholders.
• Proficiency in English (spoken and written).
• Experience with Open Banking / A2A payments is a strong advantage.
• Experience with SQL databases SDLC Jira and Confluence is an advantage but not a core requirement.