Complaints Compliance & Prevention Manager

About the Role

N26 is seeking an analytical regulatory-minded Complaints Compliance & Prevention Manager to lead compliance governance audit remediation and the preventive control framework within our Complaints Management & Prevention department. Reporting directly to the head of the department you will own the end-to-end planning and execution of our regulatory remediation roadmap separating administrative control and preventive functions from operational case this role you will establish a robust BaFin-compliant preventive Root Cause Analysis (RCA) framework and oversee CMPs Written Orders (SfO) to ensure full operational integrity data quality and compliance across all active N26 role combines a compliance mindset with deep understanding of operations specificity.

What You Will Do

• Regulatory Remediation & Governance: Lead the end-to-end delivery of the regulatory remediation roadmap managing Test of Design (ToD) and Test of Effectiveness (ToE) milestones in alignment with BaFin MaBeschwer MaComp MaRisk and general KWG expectations.

• Preventive Framework & RCA: Build govern and scale the preventive RCA framework (MaBeschwer Tz. 18) establishing risk-based selection triggers beyond volume (e.g. PSD2 WpHG financial loss reputational risk) to eliminate systematic product and process defects.

• Written Order (SfO) Ownership: Maintain update and own CMPs Written Orders procedures and work instructions for structural compliance process consistency and cross-market operational alignment.

• Control Function & Stakeholder Interface: Serve as the primary operational contact for 2LoD (Compliance Risk Management) 3LoD (Internal Audit) and external regulatory stakeholders.

• Team Leadership & Performance: Direct and mentor Associate/Specialist team members in the matrix structure and cross-functional alignment with Product Tech (PTX) Legal and CS.

What You Will Bring

• Minimal requirements:

  • 5 years of proven experience in compliance controls assurance banking operations or complaints management in German financial space

  • full working proficiency in German language.

• Background & Experience: Professional experience in banking operations regulatory compliance or audit remediation with at least 2 years leading people or major workstreams within complaint management or dispute resolution in a regulated financial institution.

• Regulatory Expertise: Deep knowledge of European and German banking regulations including MaBeschwer MaComp BT 12 MaRisk AT 4.3.4 / AT 7.1 and PSD2 Article 101.

• Project & Risk Leadership: Proven track record of executing complex regulatory remediations implementing internal control systems (ICS) and managing cross-functional projects.

• Senior Management Exposure: Experience in communicating with senior stakeholders addressing their requests and comfortable interacting across all levels of the organisation.

• Data & Technical Literacy: Understanding of the cases processing technology customer interfaces and ticketing platform as well as operation indicators.

• Languages: Professional fluency in English and German.

Whats in it for you:

• Accelerate your career growth by joining one of Europes most innovative banks .
• Employee benefits that range from a competitive personal development budget work from home budget discounts to fitness & wellness memberships language apps and public transportation.
• As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members.
• Vacation days vary depending on your location of work. Additional day of annual leave for each year of service.
• A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities life experiences and family statuses.
• A relocation package with visa support for those who need it.

Who we are
N26 has reimagined banking for todays digital world. Technology and design empower everything we do and its how we are building the global banking platform the world loves to use.
Weve eliminated physical branches paperwork and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do.
Founded in 2013 N26 now has 7 million customers in 24 markets. We employ more than 1500 employees across 3 office locations in Berlin Vienna and Barcelona.

Sounds good Apply now for this position!

N26 is an equal opportunity employer and values diversity. We do not discriminate on the basis of race religion color national origin gender sexual orientation age marital status or disability status.