Short Term Claims Junior Assessor

Required Skills:

Minimum Required Qualifications Matric (Grade 12) essential. Regulatory Examination RE5 completed or in progress (advantageous). National Diploma or Bachelors degree in Insurance Business Administration Built Environment or a related field (advantageous). Short-term insurance qualification through the Insurance Institute of South Africa (IISA) or equivalent (advantageous). Minimum Required Experience Minimum 12 years experience in a short-term insurance claims environment whether as a Claims Consultant claims administrator or in a junior assessment support role. Basic working knowledge of homeowners/HOC (Homeowners Comprehensive) policy cover standard claim types and the South African short-term claims process. Experience reading and interpreting policy schedules wordings and contractor/supplier quotes (advantageous). Exposure to claims management or case tracking systems (advantageous). Required Technical Skills Basic proficiency in short-term insurance policy interpretation cover sections exclusions conditions excesses and endorsements applicable to homeowners policies. Ability to read evaluate and query contractor repair quotes scope-of-work documents and supplier estimates. Proficiency in Microsoft Office Suite (Word Excel Outlook) and ability to work with claims management systems (training will be provided). Awareness of the Short-term PPRs TCF principles and basic fraud indicators as they apply to homeowners claims assessment. Numeracy skills accurate in calculating settlement amounts excesses apportionment and depreciation where applicable.