AMLKYC Analyst

AML / KYC Analyst

Our client is an established internationally backed commercial banking group with a longstanding footprint and proud reputation in the South African financial sector. Built on relationship-driven banking robust corporate governance and operational integrity they deliver personalised banking solutions to commercial and personal clients alike. Joining their team means becoming part of an agile professional environment where compliance and risk management are central to sustainable business success.

Are you an analytical legal or compliance professional looking to accelerate your career within the banking sector

Our client is seeking an energetic and detail-oriented AML / KYC Analyst to join their Head Office team in Umhlanga this role you will be on the front lines of financial crime risk management ensuring that client portfolios adhere strictly to local anti-money laundering regulations and international best practices.

Working collaboratively with Branch Managers Relationship Managers and Senior Compliance leaders you will have direct exposure to complex customer structures high-profile accounts and enhanced due diligence evaluations. This role offers an exceptional runway for professional growth allowing you to sharpen your regulatory acumen contribute to risk mitigation strategies and establish yourself as a trusted subject matter expert within an agile banking institution.

• Lead Risk-Based Portfolio Reviews:Perform end-to-end Customer Due Diligence (CDD) and Enhanced Due Diligence (EDD) assessments across high medium and low-risk customer accounts to ensure strict compliance with the FIC Act and internal directives.
• Oversee Onboarding & Renewal Workflows:Manage the operational workflow of new account approvals and periodic renewal cycles (Re-KYC) in close coordination with branch networks.
• Conduct Specialised Due Diligence:Review and execute comprehensive EDD investigations for Politically Exposed Persons (PEPs) and complex entity structures.
• Validate Documentation:Critically evaluate and verify onboarding documentation source of funds and legal entity records to confirm authenticity and completeness.
• Stakeholder Engagement:Build and maintain strong cross-functional partnerships with Branch Managers Relationship Managers and the Compliance division to address matters arising and clear regulatory queries efficiently.
• Produce Executive Due Diligence Reporting:Compile accurate well-reasoned CDD and EDD reports highlighting key risk findings to support sound business and compliance decision-making.
• Continuous Regulatory Alignment:Stay abreast of regulatory developments FIC guidance notes and industry trends to help streamline risk workflows and uphold high compliance standards.

• Education:Completed LLB degree or a related tertiary qualification in Law Risk or Compliance.
• Experience:1 to 3 years of hands-on compliance or regulatory risk experience within a commercial banking environment.
• Regulatory Knowledge:Sound practical working knowledge of the Financial Intelligence Centre Act (FIC Act) money laundering regulations and related statutory directives governing South African banks.
• Core Competencies:Demonstrated experience handling CDD EDD and PEP assessments with meticulous attention to detail.
• Soft Skills:Outstanding time management strong written and verbal communication skills and the ability to liaise confidently across multi-tiered stakeholders.
• Location:Based in or able to commute daily to Head Office in Umhlanga Durban.

• Prior exposure to or technical proficiency in banking operating platforms such as HPLUS.
• Additional certifications in Anti-Money Laundering (AML) Financial Crime Compliance or related compliance designations.