Rojali Priyadarsini

<p>Developed Microsoft Power BI dashboards and management reports, transforming financial and operational datasets into actionable insights and performance indicators.</p><p> Performed data analysis, validation and reconciliation across multiple information sources to improve reporting accuracy and consistency.</p><p> Prepared analytical and performance reports, highlighting key trends, variances, risks and areas requiring management attention.</p><p> Conducted market, sector and industry research to identify emerging trends, business risks, growth opportunities and changing market dynamics.</p><p> Coordinated with business teams to gather data and support reporting and operational planning.</p>

<p>Developed and maintained MIS reports and dashboards covering credit risk, collections and product performance to support management decisions.</p><p> Prepared PMO reports to track project progress, key activities and matters requiring management attention.</p><p> Managed reporting from data gathering and validation through analysis, report preparation and stakeholder review.</p><p> Analyzed financial, customer and portfolio data to identify trends, exceptions and key performance indicators.</p><p> Prepared management reports and presentations explaining portfolio performance and matters requiring attention.</p><p> Prepared quarterly IFRS 9 Expected Credit Loss (ECL) reports for submission to Qatar Central Bank.</p><p> Validated and reconciled data, investigated discrepancies and completed quality checks before regulatory submissions.</p><p> Supported regulatory reporting systems and managed customer data and Central Risk Numbers in the QCB Portal.</p><p> Performed Loan Loss Reviews in coordination with internal and external auditors and the regulator.</p><p> Conducted financial and credit analysis of Corporate, SME and Mortgage Finance proposals.</p><p> Reviewed Watch List and non-performing advances, analyzing portfolio trends and supporting classification and downgrading decisions.</p><p> Analyzed ENR, provisioning, loss rates and delinquency trends to assess portfolio performance and credit quality.</p><p> Tracked collection inflows and portfolio movements, including stabilization, normalization, roll-back and roll-forward.</p>

<p>Developed KPI and Management Committee reports for credit card, personal loan and SME portfolios, covering spend, payments, revenue, profitability and losses.</p><p> Designed Credit Risk, Collections and Business MIS packs, dashboards and management presentations to support performance reviews and decisions.</p><p> Supported UAE Central Bank regulatory reporting through preparation, validation and reconciliation of portfolio data.</p><p> Developed performance and productivity MIS for Sales, Collections and Customer Engagement teams.</p><p> Automated recurring MIS reports to reduce manual preparation and improve reporting consistency.</p><p> Analyzed portfolio performance, credit quality, revenue and risk trends across credit cards, personal loans and SME loans.</p><p> Conducted profitability and provisioning analysis, including EBIT and Net Credit Loss calculations, and compared actual performance with forecasts.</p><p> Monitored spend, payment behavior, delinquency, collections and portfolio migration to identify performance drivers and emerging risks.</p><p> Analyzed high-risk countries and suspected fraud cases, preparing risk-related MIS for management review.</p><p> Developed behavioral risk and revenue scores to support customer segmentation.</p><p> Conducted pre- and post-campaign analysis to assess customer response and campaign performance.</p>

<p>Developed and maintained Oracle-based government applications, including HRMS and Zilla and Taluka Panchayat accounting systems, using Oracle Forms, Reports and PL/SQL.</p><p> Resolved production issues and supported system enhancements, reporting requirements and audit requests.</p>