Junior Credit and AML Analyst
Job Location:
Monthly Salary:
Posted:
Application Deadline:
Vacancies:
Job Summary
At U.S. Bank were on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions enabling the communities we support to grow and succeed in the right ways all more confidently and more oftenthats what we call the courage to thrive. We believe it takes all of us to bring our shared ambition to life and each person is unique in their potential. A career with U.S. Bank gives you a wide ever-growing range of opportunities to discover what makes you thrive. Try new things learn new skills and discover what you excel atall from Day One.
As a wholly owned subsidiary of U.S. Bank Elavon is committed to building the platforms and ecosystems that help over 1.5 million customers around the world to achieve their financial goalsno matter what they need. From transaction processing to customer service to driving innovation and launching new products were building a range of tailored payment solutions powered by the latest technology. As part of our team you can explore what motivates and energizes your career goals: partnering with our customers our communities and each other.
We actively uphold transparent and fair hiring practices that support individual opportunity inclusive culture and career mobility across all levels of our organisation.
We offer meaningful opportunities for growth a culture of inclusion and a strong commitment to transparency and integrity in everything we do.
This position is responsible for supporting credit analysis and Anti-Money Laundering (AML) activities for existing and prospective customers. The role involves gathering reviewing and interpreting financial and customer data to support informed decision-making ensure regulatory compliance and maintain strong portfolio quality.
Key Responsibilities
Conduct basic credit and AML-related analyses by collecting and reviewing financial transactional and customer data including credit reports account activity and supporting documentation
Input update and maintain accurate records in internal systems databases and monitoring tools
Support the preparation of credit assessments and AML case reviews for new renewal and existing customer relationships
Monitor customer accounts and transactions to identify unusual activity potential risks or compliance concerns
Assist in the investigation and escalation of suspicious activity in accordance with internal policies and regulatory requirements
Maintain and update databases used for credit monitoring AML tracking and reporting
Provide accurate information in response to internal credit and AML-related inquiries
Contribute to minimizing financial crime risk maintaining portfolio quality and supporting compliance with regulatory standards
Basic Qualifications
High school diploma or equivalent
Typically less than one year of relevant professional experience
Preferred Skills and Experience
Basic knowledge of credit analysis risk management AML/KYC regulations or financial services
Strong analytical and problem-solving skills
Effective verbal and written communication skills
Attention to detail and ability to work with structured processes and systems
Ability to manage data accurately and follow compliance-driven procedures
This role requires working from a U.S. Bank location three (3) or more days per week.
Accessibility
We are committed to providing an inclusive and accessible recruitment experience. If you need adjustments at any stage of the application or hiring process please contact your recruiter for guidance and support.
Total Rewards
U.S. Bank is committed to fair equitable and transparent compensation practices in line with local regulatory and legal requirements. Our total rewards approach is designed to attract retain and support top talent while ensuring equal pay for work of equal value.
We offer a market-competitive compensation package that includes:
Clearly defined salary ranges aligned with industry benchmarks and internal equity standards.
Performance-based incentives for eligible employees (as defined by relevant plan rules) awarded through transparent objective criteria that recognize both individual and company performance.
Inclusive equitable benefits that are accessible to all employees and focused around our 3 main pillars of financial wellbeing health & wellness).
Continuous development opportunities including training education support and career progression pathways based on inclusive and transparent criteria.
Employee recognition programs that celebrate achievements and milestones for all.
We regularly review our compensation and benefits to ensure they remain competitive inclusive and responsive to employee needs and market trends. Further details of the compensation package will be provided upon application.
We encourage candidates to explore the full value of our offer including monetary and non-monetary benefits at Employee benefits and development U.S. Bank Elavon.
Closing Date
Posting may be closed earlier due to high volume of applicants.
We aim to provide timely updates throughout the process and encourage early applications to ensure consideration.
Required Experience:
Junior IC
About Company
Experience personalized banking services for your unique needs with U.S. Bank - Checking, credit cards, home loans & convenient online banking. Member FDIC.
