Credit Risk Senior Analyst

Credit Risk Senior Analyst - Private Banking

Location:Krakow Poland

Contract Type:Contract

• Lead credit risk analysis and collateral assessment for a global private banking portfolio

• Develop and enhance reporting tools using advanced Excel and SQL techniques

• Conduct stress testing and volatility analysis to strengthen risk management frameworks

• Work with cross-functional teams across Finance and Risk functions in a collaborative environment

Company Overview

Our client is a leading global financial servicesorganisationwith a strong presence in private banking and wealth management. They are committed to delivering robust risk management practices andmaintainingthe highest standards of financial governance. Theorganisationvalues analytical excellence collaborativeteamworkand a proactive approach toidentifyingand managing risk across their lending portfolios. They are currently expanding their Credit Risk Portfolio Management team to support their growing private banking operations.

We are looking for a Credit Risk Senior Analyst to join our clients Risk function in Krakow Poland. This is an excellent opportunity to advance your career in credit risk management within a respected global financial servicesorganisation. You will take ona central roleinanalysingcomplex lending data assessing collateraleligibilityand producing critical reporting that directly influences business decisions.

Position Overview

As a Credit Risk Senior Analyst you willbe responsible formanaging the credit risk portfolio within private banking and wealth lending. Your work will directly support theorganisationsFinance and Risk functions by providingaccurateanalysis comprehensivereportingand actionable insights into lending activity. You will assess collateral using established methodologiesanalyselarge datasets toidentifytrends and risks and contribute to the implementation of new lending frameworks. Your analytical work will help theorganisationmaintainstrong risk controls and make informed business decisions.

Responsibilities

• Produceaccuratecredit-related periodic reports on timeanalysingdrivers of changes in credit exposure and collateral

• Assess collateral eligibility in line with establishedmethodology ensuring all relevant risk factors are covered

• Analyselarge datasets efficiently reconcile returns andconsolidatedata for global reporting

• Monitor concentration and various exposures within the lending book reviewing market movements and their potential impact

• Perform volatilitysimulationand stress testing analysis for new and existing credit facilities

• Develop and improve existing reporting tools to enhance data analysis and insight generation

• Build strong understanding of the lending framework and share knowledge with internal stakeholders

• Support initiatives to enhance existingmethodologyand ensure Credit Policy is correctly implemented in local systems

• Challenge existing approaches and suggest improvements to strengthen analysis quality and risk management

Requirements

Education and qualifications:

• University degree in finance mathematics computerscienceor related quantitative discipline

• International financial or risk accreditation (CFA FRM or PRM) is preferred

Experience:

• Minimum 2 years relevant experience in banking risk product control frontofficeor middle office roles

• Strong understanding of financial instruments and risk management measures

• Demonstrated experienceanalysingcredit data and producing risk reporting

Technical skills:

• Advanced MS Excelproficiencyincluding technical formulas Pivottablesand VBA

• SQL or Python experience is a strong advantage

• Access database experience is beneficial

Professional skills:

• Excellent English language ability (French is a plus)

• Strong presentation and interpersonal skills

• Ability to manage multiple concurrent tasks and projects under pressure

• Excellent attention to detail with a disciplined methodical approach

• Self-starter mindset with ability to think creatively and challenge the status quo

• Strong teamplayer with excellent communication skills

• Excellent time management and administrative efficiency

Benefits

• Opportunity to work on complex credit risk analysis and collateral assessment across a global portfolio

• Access to professional development and training to advance your risk managementexpertise

• Collaborative working environment with experienced Finance and Risk professionals

• Exposure to new lending framework implementation and strategic risk initiatives

Alongside a competitive packageyoulljoin a values-drivenorganisationwhere analyticalrigour teamwork and continuous improvement are embedded in the with experienced professionals who value your contributions and support your career progression.

How to Apply

To apply for this role pleasesubmityour CV using the form below or email