Mortgage Loan Processor (AO-14009)
National Capital Region - Philippines
Job Summary
This is a remote position.
ABOUT ACCESS OFFSHORING:
We specialise in providing Australian businesses with experience and qualified professionals based in the Philippines. Not only does our team of recruiters have extensive experience in sourcing and recruiting offshore talent we also help Australian businesses implement best practice when it comes to building an offshore team.
ABOUT THE CLIENT:
Our client is an Australian mortgage brokerage based in the ACT that helps individuals families first-home buyers and property investors secure suitable lending solutions for their property goals. The company provides expert mortgage advice and access to a broad panel of lenders helping clients navigate the home loan process from application through to settlement.
JOB SUMMARY:
The Loan Processor is responsible for managing loan applications from start to finish. This includes gathering and verifying applicant information ensuring compliance with all regulations and preparing loan files for underwriting. The ideal candidate will have a keen eye for detail and the ability to work efficiently under tight deadlines.
The candidate must have strong verbal and written communication skills - effective interaction resourceful and able to find solutions independently anticipating challenges and proactively addressing them can be trusted to handle information maintain confidentiality and consistently deliver quality work.
- Manage mortgage applications from pre-submission through to settlement support.
- Review loan applications and supporting documents to ensure completeness and accuracy.
- Collect verify and organise client documentation required for loan submission.
- Prepare and package loan applications for submission to lenders.
- Liaise with lenders solicitors valuers and other relevant stakeholders as required.
- Monitor application progress and follow up on outstanding requirements.
- Update and maintain accurate records within the CRM and loan processing systems.
- Ensure all applications comply with lender requirements and industry regulations.
- Identify and resolve application issues or discrepancies in a timely manner.
- Provide administrative and operational support to the mortgage broking team.
Assist with post-submission and settlement activities as required.
- Minimum 3 years of Australian mortgage processing experience.
- Experience with pre-submission mortgage processing is essential.
- Exposure to post-submission and settlement processes is highly regarded but not essential.
- Experience handling a variety of loan types including owner-occupied investment refinancing and other residential lending products.
- Strong attention to detail and ability to maintain accuracy in a high-volume environment.
- Excellent organisational and time management skills.
- Strong verbal and written English communication skills.
- Ability to work independently while collaborating effectively with an offshore and onshore team.
- Proactive dependable and committed to delivering high-quality work.
- Looking for a long-term opportunity within a growing business.
Experience with the following systems is highly desirable:
- Mercury Nexus
- Mercury CRM
- Australian clients and Australian hours (giving you great experience and an early finish!)
- Work from Home Allowance
- HMO for you AND a dependent
- 20 Days Annual Leave and 5 Days Sick Leave
- Government Statutory Benefits
- 13th Month Pay
- Computer Equipment
- Opportunities for growth
- And of course a competitive salary
Required Skills:
Experience in Mercury. Experience working with Australian Mortgage Companies.