Loan Origination Specialist IV

Join us as a Loan Origination Specialist IV and make a significant impact on our lending services. Youll have the opportunity to grow your career while leveraging your expertise in loan origination to solve complex problems and mentor junior team members. Be part of a team that values collaboration critical thinking and personal resiliency and enjoy the benefits of working with a leading financial institution.

As a Loan Origination Specialist IV within JPMorganChase you will play a crucial role in the loan origination process ensuring smooth documentation and transaction closing. Your work will directly impact our clients and the efficiency of our lending services. Youll collaborate with stakeholders to meet credit and asset conditions contributing to the firms success and enhancing your professional growth.

Job responsibilities:

• Facilitate documentation and transaction closing for Equipment Finance originations by preparing validating and distributing accurate documentation packages in accordance with policy and approval terms.
• Prepare and submit documentation packages to Quality Control for review approval and clearance to close/fund.
• Partner with internal stakeholders (e.g. Sales Credit Credit Coordination Legal Quality Control) to manage expectations ensure compliance and resolve exceptions/escalations.
• Review UCC searches and lien results; identify potential conflicting liens and coordinate required actions/documentation to ensure the firms security interest is properly perfected.
• Draft file continue and/or amend UCC filings in iLien (as applicable) and ensure filings align to the collateral and obligor structure.
• Review executed documentation for completeness and accuracy (e.g. signature/authority entity names collateral descriptions exhibits/schedules) and confirm all closing conditions are satisfied.
• Prepare for funding by validating funding instructions building/reviewing wire cases and coordinating funding readiness items (e.g. insurance requirements vendor invoices payoff statements) as applicable.
• Support continuous improvement efforts by identifying process gaps recommending controls/automation opportunities and participating in projects to improve cycle time and quality.

Required qualifications capabilities and skills:

• Demonstrated knowledge of loan origination/processing closing workflows (documentation collateral perfection) and ability to apply policy and compliance standards.
• Experience reviewing and/or preparing client documentation (e.g. promissory notes leases/lease schedules if applicable guaranties master agreements invoices insurance documentation).
• Working knowledge of UCC search review and lien/perfection concepts; strong attention to detail with names entities and collateral descriptions.
• Strong critical thinking and problem-solving skills including ability to identify issues assess risk/impact and drive resolution across partners.
• Strong written and verbal communication skills; able to manage conflicts facilitate discussions and influence timely outcomes.
• Proven ability to manage high volume pipelines and competing priorities while maintaining quality and deadlines.
• Experience mentoring and/or providing day-to-day guidance to junior team members.
• Strong Equipment Finance product knowledge (e.g. loans vs. leases vendor/payee funding flows collateral/perfection nuances) to support efficient accurate closings.
• Experience supporting change initiatives process improvements and/or automation within a documentation/closing environment.
• Familiarity with strategic planning and capacity management in a closing function (e.g. pipeline management peak volume coverage).

Preferred qualifications capabilities and skills:

• Experience mentoring and/or providing day-to-day guidance to junior team members.
• Strong Equipment Finance product knowledge (e.g. loans vs. leases vendor/payee funding flows collateral/perfection nuances) to support efficient accurate closings.
• Experience supporting change initiatives process improvements and/or automation within a documentation/closing environment.
• Familiarity with strategic planning and capacity management in a closing function (e.g. pipeline management peak volume coverage).
• Bachelors degree (or higher) preferred; equivalent experience will be considered.