Treasury Analyst

The Treasury Analyst Asset & Liability Management (ALM) will support the effective management of the organisations liquidity funding balance sheet and financial market exposures.

The role will provide analytical and operational support for ALM activities including liquidity monitoring cash flow forecasting balance sheet analysis interest-rate risk management funding analysis stress testing and ALM reporting.

The role will work closely with Treasury Finance Risk and other relevant stakeholders to provide timely insights that support sound liquidity funding and balance-sheet management decisions.

• Support the monitoring and management of the organisations assets and liabilities from an ALM perspective.
  
• Analyse the maturity and repricing profiles of assets and liabilities.
  
• Support the identification of asset-liability mismatches and potential liquidity or funding gaps.
  
• Prepare regular ALM reports and management information.
  
• Monitor key ALM indicators and highlight emerging risks or trends.
  

• Monitor daily liquidity positions and available funding.
  
• Support short- medium- and long-term liquidity forecasting.
  
• Track projected cash inflows and outflows and identify potential funding requirements.
  
• Support the monitoring of liquidity ratios and internal liquidity limits.
  
• Assist in developing liquidity contingency plans and funding strategies.
  

• Support the monitoring of interest-rate exposures across the balance sheet.
  
• Analyse repricing gaps and interest-rate sensitivities.
  
• Support duration sensitivity and scenario analysis where applicable.
  
• Monitor market movements and assess potential implications for the organisations funding and investment positions.
  

• Support the analysis of funding requirements and available funding sources.
  
• Assist with the monitoring of borrowing placements and other treasury transactions.
  
• Support treasury dealing and settlement activities where required.
  
• Maintain accurate records of treasury positions and transactions.
  
• Monitor funding costs and identify opportunities to improve funding efficiency.
  

• Prepare and maintain cash flow forecasts.
  
• Analyse actual versus projected cash flows and investigate material variances.
  
• Support balance-sheet and financial performance analysis.
  
• Provide financial analysis to support treasury and ALM decisions.
  
• Develop financial models and analytical tools to support treasury planning.
  

• Support liquidity and interest-rate stress testing exercises.
  
• Develop scenarios to assess the impact of changes in funding interest rates liquidity and market conditions.
  
• Analyse stress-test results and highlight potential vulnerabilities.
  
• Support the development of appropriate mitigation actions.
  

• Prepare periodic ALM liquidity and treasury reports.
  
• Provide accurate and timely information for Treasury Finance Risk and Management.
  
• Develop dashboards and analytical reports to improve visibility of liquidity and balance-sheet positions.
  
• Ensure data used in ALM reporting is complete accurate and properly reconciled.
  

• Ensure treasury and ALM activities are performed within approved policies limits and controls.
  
• Support the identification and escalation of treasury and liquidity risks.
  
• Maintain appropriate documentation and audit trails for treasury activities.
  
• Support regulatory and internal reporting requirements.
  
• Assist with audits and reviews relating to treasury and ALM activities.
  

• Work closely with Finance Risk Investments Operations and other relevant teams on ALM-related matters.
  
• Provide analytical support to senior Treasury and Finance stakeholders.
  
• Communicate treasury and ALM findings clearly and effectively.
  
• Support cross-functional initiatives relating to liquidity funding and balance-sheet management.
  

• Accurate and timely liquidity and ALM reports.
  
• Reliable cash flow and liquidity forecasts.
  
• Effective monitoring of asset-liability mismatches.
  
• Timely identification and escalation of liquidity and interest-rate risks.
  
• Accurate treasury and balance-sheet analysis.
  
• Effective support for stress testing and scenario analysis.
  
• Accurate treasury records reconciliations and management information.
  
• Compliance with treasury policies limits and regulatory requirements.
  

• Bachelors degree in Finance Accounting Economics Banking Mathematics Statistics or a related discipline.
  
• Professional qualification such as CFA ACCA ICAN CTP or equivalent is an advantage.
  
• Relevant experience in Treasury ALM Finance Risk Management Banking or Financial Markets.
  

• 24 years of relevant experience in Treasury ALM Finance Risk or Financial Markets.
  
• Experience with liquidity monitoring and cash flow forecasting.
  
• Experience analysing financial and balance-sheet data.
  
• Exposure to interest-rate risk funding or financial-market activities.
  
• Experience preparing management reports and financial analysis.
  

• Asset & Liability Management
  
• Treasury Management
  
• Liquidity Risk Management
  
• Cash Flow Forecasting
  
• Balance Sheet Analysis
  
• Interest Rate Risk Management
  
• Funding & Liquidity Planning
  
• Financial Markets Knowledge
  
• Money Market & Fixed Income
  
• Foreign Exchange
  
• Financial Modelling
  
• Stress Testing & Scenario Analysis
  
• Advanced Microsoft Excel
  
• Data Analysis
  
• ALM & Treasury Reporting
  
• Risk & Internal Controls
  
• Regulatory & Compliance Awareness
  
• Analytical & Problem-Solving Skills
  
• Attention to Detail
  
• Stakeholder Management
  
• Communication Skills
  

• Strong analytical and numerical ability.
  
• High attention to detail and accuracy.
  
• Strong commercial and financial awareness.
  
• Proactive approach to identifying risks and opportunities.
  
• Ability to work under pressure and meet tight reporting deadlines.
  
• Strong organisational and prioritisation skills.
  
• High level of integrity and confidentiality.
  
• Ability to work collaboratively across functions.
  
• Strong judgement and problem-solving ability.