Finance Business Partner- Tiki

1. Strategic Business Partnering & Pricing

• Expansion Advisory: Provide robust financial modeling and feasibility studies for entering new countries corridors and payment routes.
  

• Pricing Strategy: Collaborate with Product and Marketing teams to design competitive pricing models for transfer fees and FX spreads.
  

• Campaign ROI: Analyze the impact of marketing spend and customer incentives ensuring that every dollar spent drives sustainable growth.
  

2. Revenue & Unit Economics

• Revenue Deep-Dives: Deconstruct revenue streams (Transfer Fees vs. FX Margins) to identify growth bottlenecks.
  

• Unit Economics: Build and maintain a real-time monitoring framework for unit economics tracking performance by transaction type country and customer segment.
  

3. FX & Treasury Analytics

• Exposure Management: Partner with Treasury to monitor FX exposure and currency positions across all operating geographies.
  

• Volatility Analysis: Conduct "what-if" analyses to measure the impact of FX volatility on margins and overall firm profitability.
  

4. Cost Optimization & Operational Efficiency

• Supply Chain Costing: Monitor and audit costs associated with payment switches APIs and payout partner fees (banks wallets agents).
  

• CAC Efficiency: Rigorously track Customer Acquisition Costs (CAC) to ensure marketing ROI remains within target margins.
  

5. Financial Planning & Forecasting

• Driver-Based Modeling: Develop and own the master financial model (Transaction Volume Fee FX Margin).
  

• Forecasting: Lead the budgeting and forecasting process utilizing scenario analysis to prepare for FX shocks regulatory shifts or competitive pricing changes.
  

6. MIS & Performance Reporting

• Dashboard Ownership: Own the weekly/monthly performance dashboards providing visibility into:
  

  • Corridor-wise profitability.
    

  • Cost-per-transaction metrics.
    

  • Revenue stream health.
    

• Executive Reporting: Prepare high-level financial data and business narratives for the Board and Executive Management (BRM).
  

7. Compliance & Process Automation

• Control Governance: Drive the automation of reporting and reconciliation flows; implement "revenue leak" detection controls.
  

• Regulatory Support: Support the finance team in maintaining adherence to cross-border payment regulations and preparing data for regulatory audits/submissions.
  

• Education: Bachelors degree in Finance Economics or Accounting.
  

• Professional Qualification: ACA ACCA or CFA (or currently pursuing) is highly preferred.
  

• Experience: 46 years in Financial Planning & Analysis (FP&A) Business Partnering or Treasury Analytics within a FinTech or Cross-Border Payment firm.
  

• Technical Skills:
  

  • Advanced Financial Modeling: Expert in building complex driver-based models in Excel.
    

  • Data Visualization: Proficiency in tools like Tableau Power BI or Looker to visualize payment flows.
    

  • Systems: Familiarity with SQL or experience working with large datasets from payment switches/API providers.
    

• Attributes: A "commercial mindset"you dont just report numbers; you understand the business levers that make them move.