Credit Risk Analyst
Job Summary
Therolewillinvolveanalyzingloanapplicationsidentifyingpotentialcreditrisksmonitoringportfolioperformanceandsupportingthebusinessinmakingsoundlendingdecisionswhilemaintainingabalancebetweenbusinessgrowthandportfolioquality.
Key Responsibilities
- Review and analyze loan applications and supporting documents
- Assess borrowers creditworthiness and repayment capacity
- Make recommendations in line with credit policy and underwriting standards
- Liaise with Field Verification Officers and Risk Team on loan-related issues
- Ensure accuracy and completeness of loan documentation
- Maintain proper records and support process improvement initiatives
Requirements
Minimum of 2 years experience in loan underwriting credit analysis or related role
Prior experience performing similar functions is required
Experience in the banking or financial services industry is an added advantage
Excellent communication documentation and reporting skills
Great knowledge of risk control and a good sense of industry research.
Required Experience:
Manager
About Company
An intuitive digital wallet with account opening, money transfer and bill payments in one. Earn as you spend.