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Credit Risk Analyst

Palmpay Limited


Job Location:

Ikeja - Nigeria

Monthly Salary: Not provided by the employer
Posted: 21 August 2026 (14 days ago)
Application Deadline: 18 November 2026
Vacancies: 1 Vacancy

Job Summary

The Credit Risk Analyst will be responsible for reviewing and analyzing SME loan applications to deliver accurate credit decisions in line with established credit policies and underwriting standards. The ideal candidate must possess strong analytical skills and prior experience in loan assessment and risk evaluation.

Therolewillinvolveanalyzingloanapplicationsidentifyingpotentialcreditrisksmonitoringportfolioperformanceandsupportingthebusinessinmakingsoundlendingdecisionswhilemaintainingabalancebetweenbusinessgrowthandportfolioquality.



Key Responsibilities
  • Review and analyze loan applications and supporting documents
  • Assess borrowers creditworthiness and repayment capacity
  • Make recommendations in line with credit policy and underwriting standards
  • Liaise with Field Verification Officers and Risk Team on loan-related issues
  • Ensure accuracy and completeness of loan documentation
  • Maintain proper records and support process improvement initiatives

Requirements

Minimum of 2 years experience in loan underwriting credit analysis or related role
Prior experience performing similar functions is required
Experience in the banking or financial services industry is an added advantage
Excellent communication documentation and reporting skills
Great knowledge of risk control and a good sense of industry research.

Required Experience:

Manager


About Company

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An intuitive digital wallet with account opening, money transfer and bill payments in one. Earn as you spend.

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