Product Manager Credit Risk Solutions

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Team Overview

The Credit Risk Solutions team develops innovative products and solutions powered by consumer data and analytics to help organizations make better credit marketing collections and risk management decisions. The team supports customers across financial services automotive mortgage insurance and government sectors by delivering solutions that improve business outcomes and support responsible lending practices. This role reports to the Sr. Director Credit Risk Management and plays a key role in advancing the growth and modernization of the Credit Risk Solutions portfolio. This is a hybrid position and involves regular performance of job responsibilities virtually as well as in-person at an assigned TU office location for a minimum of two days a week.

Role Overview And Core Responsibilities

Required Knowledge And Experiences

• 7 years of product management experience in credit risk consumer lending financial services fintech credit bureau solutions or data and analytics products with demonstrated ownership of product strategy and execution.
• Strong understanding of the consumer lending ecosystem including lenders fintechs credit bureaus data providers regulators and decisioning platforms and how these stakeholders influence product design and adoption.
• Deep knowledge of credit risk management across the customer lifecycle including marketing originations underwriting account management portfolio monitoring collections and fraud prevention.
• Proven ability to develop business cases evaluate market opportunities define customer value propositions and deliver measurable business outcomes through product innovation and portfolio management.
• Bachelors degree in Business Finance Economics Statistics Data Science or a related field or equivalent practical experience. Advanced degrees such as an MBA are preferred.

• Ability to translate credit bureau data risk attributes scores affordability indicators alternative data and analytics into actionable product requirements and customer solutions.
• Experience working in agile product development environments including backlog management user story creation acceptance criteria development release planning and product lifecycle management.
• Strong analytical skills with experience using market research customer feedback product performance metrics financial results and portfolio trends to support product decisions.
• Knowledge of credit risk analytics lending decisioning processes and data-driven product development methodologies.
• Ability to communicate complex credit risk analytics data and technology concepts to executive commercial technical and client audiences.

• Experience working with international credit risk lending or bureau-based solutions across multiple markets.
• Knowledge of alternative data strategies affordability assessment solutions fraud prevention tools and advanced analytics applications within lending environments.
• Demonstrated success leading cross-functional initiatives and influencing stakeholders within highly matrixed organizations.
• Experience supporting commercial activities such as pricing strategy sales enablement product positioning client adoption and revenue growth initiatives.
• MBA or other advanced degree in Business Finance Economics Statistics Data Science or a related discipline.

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TransUnion Overview:

At TransUnion we encourage and are committed to creating a real positive impact and shared sense of purpose within our Workforce for Good which empowers our people to grow innovate and contribute to a better future for our communities and customers. We strive to build an environment where our associates are in the drivers seat of their professional development while having access to help along the way. We recognize that success comes when our associates thrive both professionally and personally; thats why we prioritize work/life flexibility and offer resources for our teams across the globe to collaborate and drive excellence.

Be a part of our Workforce for Good youll work with great people pioneering products and cutting-edge technology.

TransUnion Job Title

Advisor Product Management