Analista de Crédito Senior

TheBusiness Credit Office (BCO)team is part ofCOO at HSBC Mexico. As aJunior Credit Analyst youll own theend-to-end credit processforWholesale Bankingcustomers partnering withRelationship Managersto structure credit solutions aligned to clients financial needs and supporting the growth of HSBCs lending portfolio.

• Support RMs in structuring short- and long-term financing solutions.
• Identify and assess risks to ensure proper mitigation and compliance with Mexican banking regulation and HSBC internal policies.
• Preparecredit applications fully written in English including financial statement analysis industry analysis and annual projections to assess repayment capacity.
• Monitor portfolio compliance (financial and non-financial terms) identify negative trends and ensure completeness of credit files to facilitate payments and disbursements.
• Engage with clients to follow up documentation and obtain first-hand information for monitoring and new business opportunities.
• Coordinate with internal support teams (spreading file monitoring operations legal).

• Bachelors degree in Economics Actuarial Science Financial Management Accounting Industrial Engineering Chemical Engineering or related.
• Proficient English(written and spoken).
• Strongfinancial statement analysisskills.
• Basic knowledge of derivatives.
• Strong analytical skills attention to detail organisation and ability to manage multiple deliverables; proactive communication and teamwork.

HSBC is an equal opportunity employer committed to building a culture where all employees are valued respected and opinions count. We take pride in providing a workplace that fosters continuous professional development flexible working and opportunities to grow within an inclusive and diverse environment. We encourage applications from all suitably qualified persons irrespective of but not limited to their gender or genetic information sexual orientation ethnicity religion social status medical care leave requirements political affiliation people with disabilities color national origin veteran status etc. We consider all applications based on merit and suitability to the role