Head of Finance

Our client a licensed financial services company operating within the EMI/payments space is looking for an experienced Head of Finance to lead its finance function in Malta.

This is a senior leadership role suited for someone with strong financial control regulatory awareness payments/EMI exposure and the ability to manage a finance team in a fast-paced regulated environment. The successful candidate will be responsible for overseeing financial reporting budgeting audits regulatory finance obligations safeguarding processes internal controls and supporting strategic decision-making at leadership and board level.

Key Responsibilities

Finance Leadership & Team Management

• Lead mentor and develop the finance team based in Malta.
• Ensure the finance department operates efficiently accurately and in line with business and regulatory expectations.
• Create clear processes ownership and accountability across the finance function.
• Work closely with senior management compliance risk operations and product teams.

Financial Reporting & Controls

• Oversee monthly quarterly and annual financial reporting.
• Ensure timely preparation of management accounts board reports forecasts and financial analysis.
• Maintain strong financial controls reconciliations and governance across the business.
• Review financial processes and continuously improve efficiency accuracy and reporting quality.

EMI / Payments Finance Operations

• Oversee financial processes linked to EMI operations including client funds safeguarding payment flows settlements and reconciliations.
• Ensure finance operations support the companys licensed activity and regulatory obligations.
• Work closely with compliance and operations to ensure accurate monitoring and reporting of financial activity.
• Support the business in maintaining strong oversight of liquidity capital requirements and operational finance risks.

Regulatory Audit & Compliance Support

• Support regulatory financial reporting and communication with relevant authorities where required.
• Manage external audit processes and liaise with auditors advisors banks and regulators.
• Ensure finance policies and procedures are aligned with EMI licence requirements and internal governance standards.
• Support board reporting risk reviews and governance meetings with accurate financial insights.

Budgeting Forecasting & Strategic Planning

• Lead annual budgeting and ongoing forecasting processes.
• Provide financial insight to support strategic growth cost control pricing decisions and operational planning.
• Analyse business performance and highlight risks opportunities and key financial trends.
• Partner with leadership to support commercial and operational decision-making.

Tax Payroll & Statutory Obligations

• Oversee statutory accounts tax filings VAT payroll-related finance processes and other local reporting obligations.
• Ensure all finance-related statutory deadlines are met.
• Work with external advisors where required to ensure compliance with local and international requirements.

Requirements

• Proven experience in a senior finance role within financial services payments EMI banking fintech or a regulated environment.
• Strong understanding of financial reporting budgeting forecasting audit and internal controls.
• Experience managing or leading a finance team.
• Knowledge of EMI/payment operations safeguarding settlements reconciliations or client money controls would be highly valuable.
• Strong understanding of regulatory expectations within a licensed financial services environment.
• Ability to prepare and present financial reports to senior leadership boards auditors and external stakeholders.
• Excellent analytical problem-solving and decision-making skills.
• Strong communication skills with the ability to work cross-functionally.
• Hands-on approach with the ability to operate both strategically and operationally.
• Professional accounting qualification such as ACCA ACA CPA or equivalent is preferred.