Require a Branch Leader in Mombasa,Kenya

Branch and Field Operations

• Direct oversight of all branch operational activities including sales customer relations and administration.
  
• Driving profitability and portfolio expansion through strategic planning and execution while ensuring prudent management of company resources and inventory through meticulous record-keeping and routine audits.
  

Revenue Generation

Lead the team from the front in ensuring that there is sufficient and sustainable revenue generation from the branch through the following;

• Driving Marketing initiatives for promoting Tugende products
  
• Allocation of tasks and resources aimed at generating leads lead conversion and actively ensuring execution
  
• Timely escalation of issues that impede revenue generation and requests for support
  
• Close supervision of the customer service and efficiency in the sales process.
  

Credit and Risk Management

• Management of the entire credit lifecycle from origination and assessment to disbursement and recovery.
  
• Implementing strategies to maintain portfolio quality and minimize non-performing loans while conducting market surveys to identify emerging risks and growth opportunities for the target market.
  

Customer Service Excellence

• Upholding high service standards by resolving escalated complaints and building rapport with the community.
  
• Strengthening customer engagement through routine stage visits and service initiatives aimed at driving satisfaction retention and long-term brand loyalty.
  
• Train other team members especially the field team to provide good customer service to clients and timely resolution of customer queries.
  
• Understand the customer journey by regularly participating in customer activities (e.g. classes vetting visits calls and visits to clients impounding events lease completion activities and lease termination activities).
  
• Monitor clients lifecycle from onboarding payment schedules to final closure of issuance of logbooks.
  

Budgets and Forecasting

• Oversight of branch budgeting and financial forecasts including active management of the Branch P&L.
  
• Monitoring track and report on resource utilization versus approved budgets while developing forecast models for demand and sales to guide operational planning.
  

Team Performance Management

• Setting clear performance expectations and providing constructive coaching to drive high team productivity.
  
• Managing staff development plans ensure optimal resource allocation and address performance gaps in accordance with company best practices.
  

Compliance and Reporting

• Enforcing strict adherence to Tugende policies SOPs and regulatory standards including KYC/AML and data protection.
  
• Preparing comprehensive daily and monthly performance reports for management that highlight emerging trends and asset status.
  

Technological Uptake and Controls

• Supporting the implementation of company IT guidelines and promoting the adoption of digital tools across the branch.
  
• Ensuring all client agreements are accurately documented and archived while maintaining operational discipline through robust internal controls.
  
• Ensuring proper and timely assets lease management i.e. acquiring necessary documentation and ensuring assets are disbursed on time
  

• Bachelors degree in Business Finance Microfinance Economics or related field.
  
• At least 5 years experience in the financial services sector including 23 years in a supervisory or branch leadership role.
  
• Office and field-based role with frequent client interactions.
  
• Demonstrated experience in credit management asset financing portfolio growth and sales.
  
• High integrity strong compliance orientation and risk management awareness.
  
• Excellent communication interpersonal and report-writing skills.
  
• Ability to work under pressure meet targets and manage competing priorities.
  
• Analytical and problem-solving abilities.
  
• Proficiency in Google suites and CRM