Manager, Senior, Credit Origination
Job Summary
To proactively originate assess structure and support the execution of credit solutions for Business and Commercial Banking clients while ensuring high-quality credit submissions and effective sound risk management. To deliver a seamless client credit experience and contribute to market penetration and sustainable revenue growth.
Qualifications :
Type of Qualification: First Degree
Field of Study: Business Commerce Finance or related field
professional/Technical Certifications
- Professional Banking qualification or
- Credit / Risk related professional qualifications; or
- CA CPA ACCA CIMA ACIB AKIB
Experience Required
8-10 years
- Conducting robust credit analysis and financial assessment
- Structuring and executing lending across key focus sectors covering transactions across a range of products including structured finance.
- Ability to assess client funding needs (capex & working capital) and translate these into fitforpurpose credit structures aligned to cashflows
- Strong financial modelling capability to evaluate repayment capacity stress-test assumptions and inform structuring decisions
- Proven covenant-setting expertisedesigning practical risk-aligned covenants derived from underlying business and model outputs
- End-to-end credit origination and structuring experience with demonstrable ownership of complex deals through to execution
- Deep sector understanding and credit judgement with the ability to tailor structures to sector-specific risks and shape deal outcomes
Additional Information :
Behavioural Competencies:
- Challenging Ideas
- Developing Strategies
- Embracing Change
- Establishing Rapport
- Making Decisions
- Providing Insights
- Team Working
- Upholding Standards
Technical Competencies:
- Client Knowledge
- Economic Capital Management
- Mergers & Acquisitions Operations
- Risk Reporting
- Risk Response Strategy
Remote Work :
No
Employment Type :
Full-time
About Company
Standard Bank Group is a leading Africa-focused financial services group, and an innovative player on the global stage, that offers a variety of career-enhancing opportunities – plus the chance to work alongside some of the sector’s most talented, motivated professionals. Our clients ... View more