Manager, Scored Lending

Own the execution and scale of scored lending across Personal & Private Banking by driving utilization optimizing decision strategies and enhancing digital lending journeys. Expand access to credit for new-to-bank and underserved customers through innovative data-driven approaches while leveraging strategic partnerships and ecosystems to accelerate acquisition improve decisioning and embed lending into customer journeysbalancing growth with strong risk discipline.

Qualifications :

Type of Qualification: First Degree
Field of Study: Business Commerce Finance or related field

Experience Required

5-7 years

• Proven experience in developing and refining scored lending strategies including credit rules scorecards and decision-making frameworks
• Strong analytical capability with experience using data and insights to support credit decisions optimise portfolio performance and identify business growth opportunities
• Demonstrated experience in designing and enhancing lending products and customer journeys using customer behaviour portfolio trends and performance insights
• Experience collaborating with risk data and technology teams to translate lending strategies into effective solutions within decisioning systems.

Additional Information :

Behavioural Competencies:

• Generating Ideas
• Interacting with People
• Interpreting Data
• Producing Output
• Providing Insights
• Team Working

Technical Competencies:

• Business Acumen 
• Customer Understanding 
• Data Analytics
• Financial Analysis
• Operational Planning
• Risk Identification
• Risk Management

Remote Work :

No

Employment Type :

Full-time