Head of Treasury

We are building the financial infrastructure powering seamless cross-border payments across emerging markets. We enable businesses to move money efficiently across multiple countries through a network of wallets payment rails and liquidity partners.

As we scale across markets we are seeking a highly strategic and execution-focused Head of Treasury to own liquidity FX execution and capital efficiency across the business. This role sits at the core of our financial infrastructure and is responsible for ensuring optimal cash positioning settlement integrity and treasury strategy across all operating markets. It is critical to enabling scalable controlled and efficient growth across our multi-country payments ecosystem.

The Head of Treasury will own the end-to-end treasury function across all markets ensuring optimal liquidity capital efficiency FX execution and settlement integrity across the multi-country payment infrastructure.

This is a strategic and operational leadership role responsible for designing and running the treasury architecture that enables the business to scale across markets. The role goes beyond cash management it includes liquidity strategy FX execution (including OTC) banking infrastructure and capital optimization.

The ideal candidate has deep experience in fintech payments or banking treasury environments with strong exposure to multi-currency multi-market liquidity systems and high-volume transactional flows.

• Define and own overall treasury strategy across all markets
  
• Optimize capital allocation liquidity efficiency and float utilization
  
• Ensure efficient deployment of funds across wallets banks and partner rails
  
• Drive improvements in cash velocity and working capital efficiency
  
• Provide strategic input on business expansion from a liquidity perspective
  

• Own real-time liquidity positioning across all currencies and markets
  
• Design systems to ensure continuous liquidity availability across rails
  
• Forecast liquidity requirements based on transaction volume and growth projections
  
• Minimize idle cash while ensuring operational settlement readiness
  
• Build dashboards for real-time liquidity visibility and decision-making
  

• Own all cross-border and domestic settlement flows
  
• Ensure accurate timely and controlled disbursements and reconciliations
  
• Design scalable settlement architecture across banks PSPs and mobile money operators
  
• Reduce settlement failures through process design and operational controls
  
• Ensure strong auditability and reconciliation integrity across all flows
  

• Own FX strategy across all markets and currencies
  
• Establish and manage an internal OTC desk for liquidity and currency conversion
  
• Identify onboard and negotiate FX providers and liquidity partners
  
• Execute and optimize buy/sell flows for fiat and stable coins where applicable
  
• Manage FX exposure and implement hedging strategies
  
• Optimize spread capture and FX execution efficiency
  

• Own relationships with banks PSPs mobile money operators and settlement partners
  
• Negotiate float terms fees settlement cycles and liquidity arrangements
  
• Design and optimize multi-partner treasury infrastructure
  
• Support onboarding of new financial partners from a treasury readiness perspective
  

• Build short medium and long-term cash flow forecasts
  
• Align treasury forecasts with business growth and transaction dynamics
  
• Provide actionable insights on liquidity and capital planning
  
• Track cash efficiency FX performance and settlement health
  

• Establish treasury controls policies and governance frameworks
  
• Ensure compliance with internal and regulatory requirements
  
• Maintain audit-ready documentation
  
• Embed strong controls across FX settlements and liquidity management
  

• Drive automation of reconciliations liquidity tracking and reporting
  
• Partner with engineering to build real-time treasury systems
  
• Ensure data integrity and scalability of treasury platforms
  
• Implement dashboards for executive decision-making
  

• Build and lead the treasury function as the company scales
  
• Define structure processes and eventually hire and manage a team
  
• Act as the primary treasury authority across all markets
  

• 712 years experience in treasury FX liquidity or banking operations
  
• Strong background in fintech payments banking or financial infrastructure
  
• Experience managing multi-currency and multi-market treasury operations
  
• Deep understanding of:
  • Liquidity management
    
  • FX markets and execution
    
  • Payment settlement systems
    
  • Banking and PSP infrastructure
    
• Experience building or scaling treasury systems in high-volume environments
  
• Strong analytical and financial modelling skills
  
• Experience in African or emerging markets preferred
  

• Experience running or participating in an OTC or FX trading function
  
• Exposure to stable coin or digital asset liquidity management
  
• Experience in high-growth fintech or cross-border payments companies
  
• Strong automation or systems mindset (treasury tech stacks APIs dashboards)