Credit Risk Senior Associate

Credit Risk Senior Associate

Line Manager: Head of Finance | Type: Contractor | Schedule: Full-time | Location: Tema, Ghana

ABOUT JETSTREAM

Jetstream s vision is to deliver a frictionless cross-border logistics experience to businesses in the fastest-growing economies in the Our product is an e-logistics operating system that breaks through silos in logistics verticals, and streamlines the distribution of trade support services like finance and insurance, for businesses that will define the next generation of African Ultimately, businesses across our continent, from Cape Town to Cairo, Kumasi to Kinshasa, will use the Jetstream operating system to move things of value across our fragmented borders with unprecedented speed and visibility.

We work together as a team, with an obsessive commitment to the success of our ;

Our People

All of our people live and breathe our values:

• GROWTH: We live by continuous Learning propels us forward, and self-awareness is our foundation for
  

• RESULTS: We are obsessed with outcomes, not We make a positive impact, and measure our contributions by their real-world
  

• INTEGRITY: We have the strength to do the right thing when no one is We treat everyone with dignity, especially when they are not like
  

• TRUST: We give others reasons to trust We do what we say we are going to do and keep going until the job is We do not make or accept ;
  

SCOPE OF WORK

The Credit Risk Analyst role is a varied and dynamic position, responsible for the utilization of credit skills for credit decision-making, monitoring, and managing of credit through

KEY RESPONSIBILITIES

• Responsible for the end-to-end delivery process of the pre-financed logistics product, on the finance side, including but not limited to
  

• Gathering, storing and analysing all financial and business information to determine creditworthiness for pre-qualifying commercial risk appetite, in compliance with the companys ALM
  

• Reviewing agreement templates for each approved request, and liaising with legal to ensure proper transcription of the operational activities of the transaction
  

• Collecting and storing signed agreements for each approved request
  

• Following up with treasury and the account manager on the delivery of the product to customers
  

• Supporting the collection team
  

• Compile, in conjunction with the CFO, information for portfolio reviews with senior management, including but not limited to
  

• Risk profiling of the portfolio
  

• Review and improvement of the assessment criteria
  

• Performance of the portfolio
  

• Participate in the evolution and maintenance of the portfolio management tool and the assessment model
  

• Report on the performance of the credit
  

• Provides support as
  

Requirements

MUST HAVES

• Minimum of 3-5 years of experience in conducting data analytics, preferably on credit risk policies/strategies in the financial services Experience with commercial credit is a plus
  

• Master s degree with an advanced degree preferably in a quantitative field such as Economics, Statistics, Mathematics, Operations Research, Engineering, Computer Science,
  

• Proven experience in risk management and credit assessment in large financial organisations
  

• Proven successful experience in startup environments preferably in Fintech, Insurtech
  

• Ability to handle/analyze large datasets and provide analytical-oriented insights on credit risk and profitability issues
  

• Strong problem-solving, decision-making, and analytical abilities
  

• Excellent written, verbal, and presentation Skilled communicator with the ability to influence others
  

• Demonstrated ability to think creatively and critically
  

• Flexibility and ability to thrive in a rapidly-changing, fast-paced environment
  

NICE TO HAVES

Experience or study in logistics, global trade, or supply

TIMING: Immediate

TO APPLY: Email your CV and Cover Letter to .

Benefits

COMPENSATION:

Competitive base salary