Credit Risk Analyst

Join Laundrylux

Credit Risk Analyst

What we are looking for:

The ideal candidate will analyze credit data and financial statements to determine the degree of risk involved in extending credit. Providing superior service and support to our customers.

Before we continue to dive into the requirements for the role lets talk about Why you should join Laundrylux

Career Advancement: We offer a career not just a job. We invest in the personal and professional growth of every employee because we believe growth leads to both business impact and personal fulfillment.

Learning and Development: We foster a culture that encourages and promotes professional growth and development with continuous learning

Diversity Initiatives: We are proud to have launched the Womens Initiative focused on building a better workplace for women providing support and recognizing the talented women within our company.

Laundrylux Benefits:

• We offer a comprehensive health benefits package including medical and dental plans as well as 401(k) and so much more! Ask our recruiting team for more information.

Back to the role:

What you will do:

• Prepare Competitive Financing Programs for West Coast Operations by partnering with Sales Team

• Compile reports regarding finance and credit data

• Review analyze and interpret financial information

• Complete loan applications including credit analyses and summaries of loan request and submit to loan committees for approval

• Help to enhance the quality of credit applications

• Research and identify process improvement opportunities and make recommendations to management

• Reconcile customer statements/billings
• Ensure collateral is perfected according to the approved credit decisions.

• Review loan package for accuracy and completeness including but not limited to business entity documents prior to preparing loan documents

• Prepare loan modification renewal and extension documents of loans

• Prepare and ability to read loan documents

• Prepare Ad hoc documents as needed

• Enter applications into proprietary software

• Request and review insurance certificates to ensure sufficient coverage of collateral

• Perform other duties/projects as assigned

What you should have:

• Thorough understanding of the basic principles of loan documentation and perfection of security interest.
• 3 years experience in equipment financing desired
• Negotiating skills
• Knowledge of leasing software
• Bachelors in Finance or related field
• Experience with financial statement analysis
• Experience with Microsoft Word and Excel
• Experience reading and interpreting legal documents a plus
• Highly analytical with strong critical thinking skills
• Detail oriented
• Solid written and oral communication skills
• Time management essential
• Confident phone manner
• Energetic

Salary Range:

$70000$80000 Depending on Experience.

Bonus:

Eligible

Our Values:

People Share Responsibility Integrity Excellence Customer Focused Meaningfulness and Fun

If you are looking for your next challenge then this is your chance to join our team of exceptionally talented creative and innovative professionals. We want you!

We are an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to age ancestry color family or medical care leave gender identity or expression genetic information marital status medical condition national origin physical or mental disability political affiliation protected veteran status race religion sex (including pregnancy) sexual orientation or any other characteristic protected by applicable laws regulations and ordinances.

Our company participates in EVerify.