Credit Analyst - Del....
Credit Analyst - Delhi
Posted on :
15-03-2024
Employer Active
1 Vacancy
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Monthly Salary
Not Disclosed
Salary Not Disclosed
Vacancy
1 Vacancy
Posted on :
15-03-2024
Job Description
Req ID : 2631646
Greeting of the day!!!
To notify you about the opportunity we are holding for you with one of our NBFC client for Delhi location
Position : credit analyst & credit manager
Experience:1 to 8 yrs
Salary :upto max 9 lpa
Industry :NBFC/Banking
Qualification Required:Graduate for credit analyst & CA/CA Inter/MBA for credit manager
About the Credit Team:
The Credit team is entrusted with underwriting of new transactions as well as periodic review of existing portfolio clients.
The Team will be responsible with interacting with business team client
counter parts and presenting the internal Credit Committee with their recommendations.
The team is expected to do a deep dive financial analysis of customers regularly meet / interact
with the stakeholders of borrowers keep regular track of key performance milestones
monitorable items and present the portfolio views to internal Credit Committee on a regular basis.
counter parts and presenting the internal Credit Committee with their recommendations.
The team is expected to do a deep dive financial analysis of customers regularly meet / interact
with the stakeholders of borrowers keep regular track of key performance milestones
monitorable items and present the portfolio views to internal Credit Committee on a regular basis.
Key Responsibilities:
- Carry out detailed credit assessment notes covering the client its business operations
- historical performance future outlook financial analysis operational analysis macro overview industry/sector overview competition & peer analysis
- Carry out desk review as well as field diligence and monitoring to keep a rigorous view over allocated portfolio clients.
- Engage with business team as well as clients senior management promoters as well as other teams for facilitating of data & diligence exercise
- Identifying early warning signs of credit deterioration joint monitoring of portfolio with account relationship team.
- Identify risk in existing portfolio as part of review exercise for internal reporting as well as recommendations for course correction / running down of exposures.
- Responsible for development of credit & risk management strategy alongside ensuring sustainable business growth & healthy portfolio
- Setting up process structure for credit risk & quality framework including the policy Early warning Signals Post disbursement monitoring process etc.
- Suggesting improvements to process to enhance internal & external stakeholder
Experience./Qualifications:
- CA / MBA with 23 years of credit assessment experience.
- Structured credit/lending or portfolio/credit monitoring teams of Banks / NBFCs / Debtfunds / Rating agencies / CA firms
- Adept with numbers financial analysis understanding & review of financial statements managing and interpreting data and solving problems
- Have good report writing and communication skills.
- Ability to efficiently manage time and work on multiple proposals at the same time.
- Be willing to travel extensively panIndia for onfield diligence & monitoring of clients.
- Ability to work proactively & independently as well as in a team environment.
- Proficient in the use of MS Word Excel and Power Point.
Interested Candidate can connect on whatsapp or email//
Employment Type
Full Time
Key Skills
- Financial Statement Preparation
- Credit Analysis
- Cash Flow Analysis
- Math
- Banking
- Analysis Skills
- UCC Law
- Underwriting
- Financial Analysis
- Financial Modeling
- Financial Report Interpretation
- Word Processing
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