Commercial Officer

Responsibilities:

• Consulting with managers about credit policies, credit lines, standards, and procedures.
• Advising clients on suitable loan and credit options.
• Obtaining and assessing financial information, including financial statements and credit histories.
• Collaborating with other financial institutions in setting up loan packages for extensive loans.
• Performing due diligence on the lending process from application to closing documentation.
• Liaising between borrowers and underwriting departments.
• Negotiating payment arrangements and preparing delinquent loan reports.
• Training and supervising loan administrators.
• Documenting procedures and maintaining hardcopy and electronic records of loan agreements.
• Keeping abreast of amendments to loan policies, lending procedures, and regulations.