Intermediate Underwriter (Commercial Property)

Do you value integrity and innovation How about passion and caring Great! Us too and thats why youll fit right in. Our intentional culture promotes trust and participation encouraging you to bring your heart and mind to work every day.

Out of Scope

Permanent Full-Time (2 positions)

Location: Toronto Ontario. Thisrole offers a hybrid work arrangement allowing you to work from homeandinthe officeon a scheduled rotation.

Posting Close: May 29 2026

The successful candidate is responsible for establishing and maintaining relationships with assigned brokers and managing and growing a profitable book of commercial property or automobile business with emphasis on excellent service this role you will examine the nature and degree of risk involved negotiate conditions rates and premiums with brokers and explain SGI CANADAs underwriting approach and logic to brokers. You will also deliver one view of commercial property underwriting that combines product technology and services for our broker partners while attracting quality business to SGI CANADA.

Key Accountabilities

Note: This section is not intended to be an exhaustive list of duties and responsibilities other duties and responsibilities may be assigned.

Underwriting Activity

• Reviews and evaluates new renewal and mid-term changes for commercial property or automobile clients to determine the nature and degree of risk involved.

• Acquires further information on applications (and the risks involved) when necessary.

• Determines whether to accept or reject the risk or accept the risk subject to certain conditions.

• Ensures that risks are properly rated and classified according to corporate guidelines.

• Makes timely decisions while considering territory underwriting guidelines and approaches pricing strategies and/or regulatory requirements.

• Participates in the review and development of new products and procedures.

• Tracks performance of assigned brokers to ensure risk quality and mix of business is consistent with expectations and takes appropriate action.

Broker Relationship Management

• Delivers one view of commercial property or automobile that combines product technology and services for broker partners.

• Acts as the brokers first point of contact and sees requests through to completion; becomes a trusted advisor for brokers.

• Understands how assigned brokers operate and the technology they use and offers tailored approaches to deliver on the ease of doing business mandate.

• Understands the underwriting operating system workflows and process broker portal and billing and trains brokers on how to work with us.

• Explains underwriting criteria and decisions to brokers (verbally and/or in writing).

• Develops and maintains working relationships with brokers to generate a flow of profitable business and provides assistance in resolving any service matters.

• Consults with and visits brokers to discuss underwriting issues and build relationships.

• Gathers market intelligence and keeps regional and head office management aware of emerging trends or changes.

• Collaborates with the Business Development team to ensure we deliver a coordinated and well organized experience to our brokers.

• Provides training to brokers on products guidelines procedures and technology including conducting formal presentations.

Production and Service

• Meets growth targets for assigned brokers as outlined in the annual plan while meeting underwriting quality of risk requirements.

• Promotes and sells supporting products to brokers with an emphasis on meeting customer needs.

• Negotiates with brokers as to the conditions limitations rates and premiums to apply with a strong focus on customer needs.

• Tracks production of assigned brokers to ensure premium targets are being achieved; takes appropriate action as necessary.

• Meets target service levels for assigned brokers with respect to transactions returning phone calls and responding to emails.

• Identifies opportunities for improving workflows and processes to improve the customer and broker experience; participates in initiatives to deliver improvements.

• Participates in identifying book roll-over opportunities and ensuring the transition of the portfolio is effective.

Policy Processing

• Processes new/renewal applications revisions cancellations and quotes.

• Calculates premiums ensuring that appropriate rates are used and that applicable discounts and surcharges are applied.

Leadership

• Actively contributes to and supports a culture of a high performing workforce.

• Participates in divisional succession plans ensuring professional and career development and supports development in others.

• Supports a culture of leadership and accountability to effectively deliver on strategic vision and corporate strategies.

• Is actively committed to leadership development across the company supporting team and workforce readiness through mentoring training and developmental opportunities.

Corporate Management

• Enables the success of programs and policies that are in alignment with corporate strategic and divisional strategies.

• Manages risk in area of authority.

• Ensures that the Health Safety and Emergency Management Policy is applied in area of responsibility.

Education and Experience

• A two-year diploma from an accredited post-secondary education institution in a relevant field of study such as Business.

• 3 5 years experience in commercial property underwriting.

Knowledge Skills and Abilities

• Knowledge of the principles and practice of insurance underwriting policies and procedures and applicable insurance products.

• Knowledge of market conditions and industry participants (competitors activities broker relationships legislation and regulatory environment).

• Knowledge of the applicable regulatory environment.

• Knowledge of premiums coverages deductibles billing practices for applicable products.

• Knowledge of systems and technology commonly used to support applicable products.

• Knowledge of operating systems workflow and processes with the ability to apply this knowledge and handle a portfolio of business and deliver outstanding service for assigned brokers.

• Ability to build and maintain effective working relationships with internal and external partners.

Behavioural Competencies

Leader Level 3 Applies (Team/Dept)

• Accountability Provides direction sets expectations

• Business Acumen Applies broader business metrics and understands the internal and external environment

• Change Agility Makes change real for others

• Leadership Leads the team

Working Conditions

Physical Effort: Normal office environment with approximately 2-4 days per month visiting brokers. Driving is a part of this role.

Physical Environment: Normal office environment.

Sensory Attention: Normal office environment.

Mental Stress: Normal office environment.

At SGI we are committed to a workplace where people feel respected valued and able to contribute fully. Through fair consistent and transparent people practices we attract skilled talent with varied lived experiences and offer meaningful work opportunities for growth and a strong sense of belonging. Our commitment to reconciliation includes inclusive hiring practices that create meaningful opportunities for Indigenous peoples and support a workforce reflective of the communities we serve. Join us in building a culture where contributions are valued and shared success is shaped by our people.

If you require an accommodation during the recruitment process we invite you to submit your accommodation request to and we will work through your request with you. All information received will be kept confidential.

Posting Close Date:

As you prepare to submit your application and cover letter if applicable please highlight the achievements that demonstrate why youre a great candidate for this role.