Corporate Banking Relationship Manager
Job Summary
Core Responsibilities
1. Strategic Origination & Client Acquisition
- Identify develop and onboard a minimum of four top corporate clients annually prioritizing organizations with strong financial performance sound governance structures and high credit ratings.
- Develop sector-specific client acquisition strategies aligned to industry trends and bank growth priorities.
- Build and maintain a robust pipeline of bankable opportunities across assigned sectors.
2. Value Chain & Ecosystem Development
- Design and execute a full value chain banking strategy for each top client.
- Onboard a minimum of ten (10) key distributors suppliers or ecosystem partners per corporate relationship.
- Promote supply chain financing solutions distributor financing and vendor support structures to deepen market penetration.
3. Portfolio Growth & Revenue Generation
- Grow and manage a high-quality corporate loan portfolio with strong risk-adjusted returns.
- Maximize wallet share through cross-selling of treasury products including:
- Trade Finance (LCs Guarantees Supply Chain Finance)
- Foreign Exchange solutions
- Cash Management and Payments
- Deliver consistent revenue growth across interest and non-interest income streams.
4. Liability Mobilization
- Drive the mobilization of low-cost deposits (CASA) across corporate clients and their value chains.
- Maintain an optimal CASA-to-Term Deposit mix of 80:20.
- Develop innovative liquidity and cash concentration solutions for corporate clients.
5. Credit & Risk Management
- Conduct in-depth credit analysis financial modeling and risk assessment for all lending opportunities.
- Structure and recommend credit facilities in line with the banks risk appetite and regulatory requirements.
- Ensure continuous monitoring of portfolio health early warning signals and compliance with covenants.
6. Relationship Management & Client Retention
- Serve as the primary relationship manager for key corporate accounts.
- Build strong long-term partnerships with decision-makers and senior executives.
- Deliver tailored financial solutions aligned with clients strategic objectives.
7. Sector Expertise & Market Intelligence
- Develop deep expertise in assigned sector(s) including:
- Manufacturing & Industrial Value Chains
- Infrastructure & Project Finance
- Energy (Oil & Gas Renewables)
- Telecommunications
- Conglomerates & Multinationals
- Monitor industry trends regulatory developments and competitive activity to inform business strategy.
Qualifications & Skills
Education
- Bachelors degree in finance Economics Business Administration or related field.
- Relevant professional certifications (e.g. CFA ACCA ICAN CIS) are an added advantage.
Experience & Competencies
- Minimum of 5 years proven experience managing large corporate relationships within a Corporate Banking Group.
- Demonstrated track record in:
- Deal origination and structuring
- Value chain financing
- Portfolio growth and revenue delivery
- Strong knowledge of:
- Credit analysis and financial modeling
- Structured trade finance and project finance
- Corporate and investment banking products
- Excellent negotiation analytical and stakeholder management skills.
- High level of commercial acumen and strategic thinking.
Required Experience:
Manager
About Company
Wema Bank is the pioneer of Africa';s first fully digital bank, ALAT, and one of Nigeria';s most resilient banks. With decades of experience in the business of banking, the Bank has remained innovative in delivering value to its stakeholders. The publicly quoted Nigerian company has s ... View more