Banking Network Specialist

About Payoneer

Founded in 2005 Payoneer is the global financial platform that removes friction from doing business across borders with a mission to connect the worlds underserved businesses to a rising global economy. Were a community with over 2500 colleagues all over the world working to serve customers and partners in over 190 countries and territories.

By taking the complexity out of the financial workflowsincluding everything from global payments and compliance to multi-currency and workforce management to providing working capital and business intelligencewe give businesses the tools they need to work efficiently worldwide and grow with confidence.

Banking Network Specialist

Role summary

Location: Guangzhou China

On-site
Full-time

What youll do

1. Network Rules & Configuration Management

• Support the maintenance of business rules routing logic and configuration requirements across the payment network ensuring they are clear accurate and traceable
• Track changes in regulatory partner bank and PSP requirements and assess their impact on existing network rules and configurations
• Work with product and engineering teams to translate network requirements into system configurations or process changes

2. Transaction Performance Tracking & Issue Resolution

• Track network and channel performance including success rate failure reasons settlement time and abnormal trends
• Analyze transaction data to identify issues risks and optimization opportunities
• Follow up on abnormal transactions payment failures and channel feedback and coordinate issue resolution

3. Partner Communication & Service Management

• Support daily communication and follow-up with PSPs partner banks and clearing networks
• Track partner service performance SLA open items and action plans

4. Risk Compliance & Regulatory Support

• Support the handling of compliance cases and banking-network-related risk matters
• Support material preparation and follow-up for regulatory inspections audits or compliance remediation
• Help assess the impact of SAFE / PBOC requirements on channel operating rules business processes and transaction document standards

Who you are

• 35 years of experience in cross-border payments third-party payments bank clearing or financial institutions; experience in payment networks banking channels PSP cooperation or transaction processing is preferred
• Familiar with China cross-border payment business and the basic regulatory framework including SAFE / PBOC requirements
• Good data analysis and problem-solving skills with the ability to identify issues trends and optimization opportunities from data
• Detail-oriented with strong cross-functional collaboration skills; able to work effectively with product engineering compliance operations and external partners; fluent in Chinese and English

Nice to Have

• Experience at a licensed payment institution bank or cross-border payment company
• Experience supporting regulatory inspections audits or compliance remediation
• Familiarity with CUPNUCC or cross-border payment clearing networks