Financial Crime Screening Analyst

Financial Crime Analyst

Edinburgh United Kingdom
Full-time
In office 4 days/week

• Do you have a passion for financial crime prevention and protecting businesses from money laundering and sanctions risk
• Do you want to keep learning and developing whilst getting hands-on compliance experience within the embedded payments space
• Do you want to deepen your expertise in financial crime risk management in a dynamic fast-paced fintech environment

If so we would love to hear from you!

Who We Are

Modulr is the payments automation platform that streamlines money movement with accuracy control and reliability built to scale. Processing over 200mn transactions and 180bn annually Modulr is trusted by more than 6000 businesses to automate payment and reconciliation workflows removing manual work lowering costs and reducing errors.

Modulr provides a single platform for automating how money moves into and out of a business - including payroll supplier payments spend management and payment collection. With over a decade of experience as a regulated payments provider Modulr delivers the reliability needed to run mission-critical finance operations at scale.

Find out more about us on our website and careers site.

What Youll Do

• Screen names entities and transactions against sanctions PEP internal watchlist and adverse media lists.
• Investigate alerts validate matches articulate rationale for decisions made make risk-based decisions and escalate confirmed risks to Compliance/AML teams where required.
• Maintain accurate documentation and audit trails for all reviews and decisions.
• Take ownership of quality control by reviewing your own cases for accuracy and completeness addressing errors proactively and meeting internal QC benchmarks.
• Collaborate with Transaction Monitoring Complex Investigations and CDD Onboarding teams to support risk assessments and process alignment.
• Drive process improvements and automation to enhance efficiency and reduce false positives.

Who You Are

What youll need

• A curious mindset and drive to explore how AI can make a real difference.
• Strong understanding of financial crime risks and typologies including Sanctions AML/CTF and adverse media.
• Experience working as part of an investigations or screening team within financial services.
• Familiarity with the regulatory landscape including FCA OFSI OFAC and EU guidance.
• ICA qualification (or equivalent) and intermediate Excel skills.

Nice to haves

• Experience using industry screening tools and platforms.
• Exposure to process improvement or automation initiatives within compliance.
• Knowledge of the embedded payments or broader fintech sector.

What We Offer You

• Share Options We offer a Company Share Option Plan (CSOP) giving you the opportunity to benefit from any increase in share value in the event of a sale merger or flotation.
• Bonus Our annual discretionary bonus paid in May for the previous year is based on both company and individual performance.
• Flexible benefits - 1000 to spend on benefits to suit you including private medical insurance gym membership dental etc.
• Wellbeing app confidential on-demand access to therapy coaching counselling management training or mindfulness sessions with accredited professionals with company-funded hours and top-up options available.
• Holidays - 33 days annual leave (including bank holidays) plus your birthday the UK Christmas Day Boxing Day and New Years Day are fixed holidays. You can choose the remaining days to suit your personal schedule.
• Learning opportunities - Our two-day onboarding program ModStart helps equip you for success. Learning doesnt stop there; well continue to support your development through various channels.
• Company-Wide Events - Participate in collaborative and engaging events with colleagues across the business.
• Bike to work / E-bike scheme

ModInclusion

At Modulr were committed to building a diverse equitable and inclusive culture where everyone feels they belong and can bring their whole self to work. We welcome applications from candidates of all backgrounds as we believe its the right thing for our people our business and the community we operate in.

By submitting your CV you consent to us using your personal data to assess your application contact you or share your CV with relevant hiring managers. You can request removal of your data at any time by emailing - though this will withdraw you from consideration for the role.