Manager, Financial Crime Risk Business Oversight (4518)

Work Location:

Hours:

Line of Business:

Pay Details:

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidates skills and experience job-related knowledge geographic location and other specific business and organizational needs.

As a candidate you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Job Description:

KEY ACCOUNTABILITIES

• Apply knowledge of SWIFT and non-SWIFT payments networks MT and MX (ISO 20022) messaging standards and Travel Rule to provide FCRM strategic direction and oversight for regulatory reporting and payments modernization initiatives.
• Remain informed of financial regulatory updates and industry developments and interpret new and emerging requirements to identify analyze and address resultant gaps and issues by developing and implementing corrective action plans in collaboration with relevant stakeholders.
• Promote and deliver continuous improvement projects in partnership with Senior Managers focusing on improving the quality of FCRM procedures and best practices.
• Assess risk for new products and initiatives to address impacts on end-to-end transaction processing flows AML transaction monitoring and screening regulatory reporting and compliance with payments mandates.
• Support FCRM operations and 1st line business units to remediate issues including validation.
• Maintain cross-functional knowledge on multiple team processes and responsibilities to provide effective coverage and operational continuity during team member absences or leaves.
• Provide support for remediation efforts to resolve FINTRAC findings and understand how evolving regulations affect TDS and GTB products services and payments processes.

SHAREHOLDER

• Maintain a culture of risk management and control supported by effective processes in alignment with risk appetite.
• Stay up to date on emerging issues trends and evolving regulatory requirements in the AML/ATF/ Sanctions/ABAC industry and assess potential impacts.
• Coordinate with AML/ATF/Sanctions/ABAC partners and business compliance partners to ensure consistency in the application of AML/ATF/Sanctions/ABAC programs and standards across the enterprise.
• Protect the interests of the organization identify and manage risks and ensure the prompt analysis and escalation of non-standard high-risk issues monitoring to thorough resolution.
• Acquire and apply expertise in the AML/ATF/Sanctions/ABAC disciplines providing basic guidance and direction to business and other business oversight partners.
• Work with internal and external business partners (e.g. Internal Audit external consultants) to respond to regulatory requests findings audits and/or examinations.
• Provide feedback and effective challenge on business line policies and procedures and make recommendations for enhancements based on changes to regulatory requirements or business processes.
• Consistently exercise discretion in managing correspondence information and all matters of confidentiality escalating issues where appropriate.

EMPLOYEE / TEAM

• Contribute to the success of the TD Securities Business oversight team by promoting a positive and inclusive work environment.
• Foster strong relationships with stakeholders across lines of business and support functions providing high-quality service and timely execution of responsibilities within established SLAs.
• Demonstrate eagerness to learn and grow within the Business Oversight function by participating in professional development and training opportunities.
• Contribute to team development of skills and capabilities through mentorship of others by sharing knowledge and experiences and leveraging best practices.
• Act as a brand ambassador for TDS FCRM Business Oversight and the bank both internally and/or externally.

BREADTH & DEPTH

• Maintain knowledge/expertise on a broad range of subject areas related to the job function and industry standards. This includes AML/ATF/Sanctions/ABAC and knowledge in TD Securities product and service offerings.
• Strong knowledge of Canadian AML/ATF regulations and global financial crime compliance frameworks (e.g. FATF)
• Provide advice and guidance for moderately complex projects with continued support from stakeholders and management and function as a point of contact for non-routine information.
• Identify and lead problem resolution for project/program complex requirements related issues at all levels.
• Recommend and implement solutions within own area of responsibility and actively seek out ways to improve collaboration with other work areas as needed.
• Reports to a Senior Manager.

EXPERIENCE & EDUCATION

• Advanced degree professional accreditation and/or 8 years relevant industry experience.
• Knowledge of Global Transaction Banking securities and capital market products is required.
• Undergraduate Degree
• CAMS designation considered an asset.

Who We Are:

TD is one of the worlds leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day we strive to make every interaction product and experience remarkably human and refreshingly simple for over 27 million households and businesses in Canada the United States and around the world. More than 95000 TD colleagues bring their skills talent and creativity to foster deeper relationships ensure disciplined execution and build a simpler faster banking experience. TD is deeply committed to being a leader in client experience that is why we believe that all colleagues no matter where they work are client facing. Together we are reimagining what banking can be for our clients colleagues and communities.

Our Total Rewards Package
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial physical and mental well-being goals. Total Rewards at TD includes a base salary variable compensation and several other key plans such as health and well-being benefits savings and retirement programs paid time off banking benefits and discounts career development and reward and recognition programs. Learn more

Additional Information:
Were delighted that youre considering building a career with TD. Through regular development conversations training programs and a competitive benefits plan were committed to providing the support our colleagues need to thrive both at work and at home.

Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations requirements.

Colleague Development

If youre interested in a specific career path or are looking to build certain skills we want to help you succeed. Youll have regular career development and performance conversations with your manager as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities.

If youre passionate about helping clients and building deep lasting relationships TD offers diverse career paths where you can grow your expertise and make a meaningful impact.

Were committed to your success and foster a respectful workplace where diverse perspectives are valued everyone has fair opportunities to grow and you can unlock your full potential to achieve your career goals. Here at TD we hire and develop the best.

Training & Onboarding
We will provide training and onboarding sessions to ensure that youve got everything you need to succeed in your new role.

Interview Process
Well reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.

Accommodation
Your accessibility is important to us. Please let us know if youd like accommodations (including accessible meeting rooms captioning for virtual interviews etc.) to help us remove barriers so that you can participate throughout the interview process.

We look forward to hearing from you!

Language Requirement (Quebec only):