Corporate Real Estate Lending Manager

As our Lending Manager you will look after our Sub Charge Lending business you will be focused on managing the Sub-Charge product and portfolio. With oversight and management of our Sub-Charge Lenders you will support the business to make good lending decisions for Sub-Charge whilst outstanding customer service. Covering Bridging finance Buy-to-let commercial mortgages Development Loans.

As our Lending Manager we are looking for someone to:

• Manage the Charles Street Sub-Charge business: including the review and onboarding of new Lenders
• Ensure the successful management of the Sub-Charge Lending portfolio evaluating approving and escalating loan applications on a case-by-case -ordinating audits supporting processes and policies to ensure efficient and effective operations. Overseeing the legal and on-boarding process from inception through to completion
• Portfolio and relationship manage all Sub-Charge Lenders; attending regular meetings and evaluating their credit worthiness
• Underwriting Sub-Charge mortgages with recommendations provided to mandate holders
• Manage the application and performance of aggregate credit limits (ACLs) across the Sub-Charge lenders
• Managing Sub Charge lenders MI & reporting requirements ensuring MI received reviewed and reported upon in a timely manner and where necessary escalated with recommendation provided to Senior Management

Qualifications :

Essential

• Lending/underwriting experience across residential and commercial assets
• Ability to assess portfolio risk for both existing and potential exposures
• Relationship management experience
• Strong understanding of credit risk management principles across the credit lifecycle
• Ability to pro-actively maintain and analyse accurate portfolio MI
• Leadership experience of managing/working as part of a high performing corporate lending team
• Ability to influence at all levels

Desirable 

• Experience of working in the specialist lending / bridging industry

If you feel you have some of the skills mentioned above but not all please do still apply and we would be happy to have a further discussion with you regarding your suitability for the role.

Additional Information :

Charles Street embraces diversity and inclusion and are proud to be an equal opportunity workplace. Not only do we welcome difference we celebrate it support it and really value our colleagues for who they are. We are committed to building a team that represents a variety of backgrounds perspectives and skills.

If you feel youd benefit from any support or reasonable adjustments during any stage of the recruitment process please dont hesitate to let us know when completing your application. This information will be picked up by our team so we can try and put steps in place to help you be at your best through this process.

Click here for more information on our Recruitment Process

Please note that all successful applicants will undergo relevant employment reference financial and criminal record checks.

#TMHP

Remote Work :

No

Employment Type :

Full-time