Field Underwriter- Commercial Lines ( South Texas)

Job Description

Field Underwriter

Job Summary

Seeking a highly skilled and experienced Field Underwriter to join a team This role is ideal for a seasoned professional with a strong background in commercial underwriting advanced risk assessment and agency relationship management. As a Field Underwriter you will independently evaluate and underwrite complex and high-value risks provide consultative support to field underwriters and agency partners and contribute to strategic initiatives that drive profitability and growth. Weekly travel within a 35 hour radius is required and a company vehicle will be provided.

Compensation Package

• Salary: Up to $150000 annually
• Benefits: Comprehensive benefits package
• Perks: Company vehicle provided
• Employment Type: Permanent

Responsibilities

1. Advanced Underwriting Execution:

   • Independently underwrite and price complex and specialized commercial risks within expanded authority levels.
   • Ensure profitable growth by applying advanced judgment and technical expertise.

2. Risk Analysis & Technical Consultation:

   • Conduct in-depth risk analysis using financials loss control reports industry trends and predictive data models.
   • Provide consultative guidance to field underwriters and agents on risk mitigation and coverage solutions.

3. Territory Management:

   • Manage a field underwriting territory focused on new business production.
   • Align underwriting strategy with profitability goals and identify trends to adjust approaches as needed.

4. Agency Engagement & Strategic Support:

   • Build and maintain strong relationships with key agency partners.
   • Conduct in-person meetings support complex negotiations and participate in strategic planning with agencies.

5. Market Intelligence & Innovation:

   • Monitor market developments emerging risks and competitor activity.
   • Provide feedback to influence the evolution of underwriting guidelines tools and practices.

6. Mentorship & Knowledge Sharing:

   • Serve as a technical resource and mentor to field underwriters.
   • Share best practices and support skill development across the team.

7. Program & Product Expertise:

   • Partner with Territory Managers and Learning & Development teams to conduct product training sessions.
   • Provide feedback on product performance and market fit.

Qualifications/Requirements

• Bachelors degree (advanced designations such as CPCU or ARM are preferred).
• 68 years of experience in commercial underwriting particularly with complex risks.
• Exceptional analytical consultative and communication skills.
• Ability to travel regularly within the assigned territory.
• Residency in South Texas (San Antonio or Austin areas preferred). Relocation packages are not provided.

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