Credit Portfolio Manager

About Flexport:

At Flexport we believe global trade can move the human race forward. Thats why its our mission to make global commerce so easy there will be more of it. Were shaping the future of a $10T industry with solutions powered by innovative technology and exceptional people. Today companies of all sizesfrom emerging brands to Fortune 500suse Flexport technology to move more than $19B of merchandise across 112 countries a year.

The recent global supply chain crisis has put Flexport center stage as we continue to play a pivotal role in how goods move around the world. We are proud to have the support of the best investors in the game who believe in our mission solutions and people. Ready to tackle global challenges that impact business society and the environment Come join us.

The Opportunity

As a Credit Portfolio Manager you will be a core member of FlexportCapitals credit team managing a large book of 4060 accounts spanning SMB mid-marketand enterprise borrowers. You will independently underwrite IF LF Term Loan and ABL will help drive the management of distressed credits and workouts design policies andSOPs for new products as well as architect the analytical frameworks that drive portfoliomonitoring. This is a hands-on role where you own the full credit lifecycle from underwritingthrough ongoing portfolio monitoring and client communication. Youll help drive processimprovements and contribute to our risk scoring model development all while building deeperexpertise in Flexports freight fulfillment and customs operations.

You Will

Own a Large Complex Portfolio: Manage 4060 accounts with topline revenues up to $75M and credit limits up to $5M. You will handle accounts across the CRR spectrum including credits showing early signs of distress that require proactive intervention and creative deal restructuring.
Underwrite Deals Independently: Handle IF/LF Term Loan and ABL underwriting end-to-end. Design covenants milestone-based step-ups and restructure proposed deals tomatch credits risk appetite.
Resolve Complex Credit Problems: Interpret ambiguous financials seasonal revenueswings multi-entity structures improving-but-weak trajectories and exercise judgment inrecommending policy exceptions with clear risk/reward framing. Identify when a dealstructure wont work and reconstruct it proactively before it reaches the InvestmentCommittee.
Lead Client Diligence & Communication: Run diligence calls with CFOs andcontrollers of SMB and smaller mid-market companies. Push back on BD submissionswith data and facts. Present credit recommendations to the Investment Committee withguidance from the Head of Credit. Own the end-to-end credit relationship with yourclients.
Drive Process Improvements: Develop systematic improvements to credit operationsredesigning BD and UW workflows to reduce friction establishing lien filingoptimization and creating monitoring spot-check systems. Lead projects beyond individual account management that make the entire team more effective.
Contribute to Credit Analytics & CRR Development: Contribute to CRR modeldevelopment including financial ratio calibration and risk weight tuning. Design andmaintain portfolio monitoring dashboards and help build automations for repetitive creditoperations.
Manage Compliance & Lien Operations: Independently manage UCC filingsamendments and lien perfection across US and international jurisdictions. Leadquarterly lien audit and security review processes. Ensure portfolio-wide compliance withBlackRock facility covenants and eligibility criteria and drive expansion of securedcoverage.

You Should Have

57 years of experience in commercial lending credit risk or portfolio management. Trade finance working capital or inventory financing experience is highly preferred.
Independent Underwriting Capability: You can independently underwrite IF/LF andTerm Loan facilities end-to-end. You understand advance rates covenant designborrowing base fundamentals lien priority and UCC filing procedures. Proficiency inABL fundamentals is a strong plus.
Credit Judgment & Problem Solving: Demonstrated ability to interpret ambiguousfinancials recommend policy exceptions with clear risk/reward framing and proactivelyrestructure deals that dont make credit sense. You dont just flag problemsyou comewith solutions.
CRR & Risk Model Awareness: You understand why automated credit risk ratingoutputs sometimes diverge from qualitative reality and can propose specific recalibrationadjustments such as financial ratio breakdowns and chart tuning.
Client-Facing Confidence: Comfortable leading diligence calls with CFOs andcontrollers pushing back on BD submissions with data and presenting creditrecommendations to the Investment Committee.
Technical & Analytical Skills: SQL proficiency (complex queries analytical views).Python for analysis scripts financial modeling and portfolio reporting is a strong with Looker GSheets dashboards or automation tools (Parabola Airtablen8n) preferred.
Mentorship & Collaboration: Proven ability to guide junior analysts on credit approachand technical questions. You are a team player who makes colleagues better and cancoordinate effectively with Legal BD and Operations.
Education: Bachelors degree in Finance Business Economics or a related field. MBACFA or FRM is a plus.