Risk Credit Reporting Analyst
Birmingham, MI - USA
Job Summary
Thank you for your interest in a career at Regions. At Regions we believe associates deserve more than just a job. We believe in offering performance-driven individuals a place where they can build a career --- a place to expect more opportunities. If you are focused on results dedicated to quality strength and integrity and possess the drive to succeed then we are your employer of choice.
Regions is dedicated to taking appropriate steps to safeguard and protect private and personally identifiable information you submit. The information that you submit will be collected and reviewed by associates consultants and vendors of Regions in order to evaluate your qualifications and experience for job opportunities and will not be used for marketing purposes sold or shared outside of Regions unless required by law. Such information will be stored in accordance with regulatory requirements and in conjunction with Regions Retention Schedule for a minimum of three years. You may review modify or update your information by visiting and logging into the careers section of the system.
Job Description:
At Regions the Risk Credit Reporting Analyst assists in the analysis of the companys risk and prepares reports for management detailing research into the companys exposure and suggesting strategies to minimize those risks.
Primary Responsibilities
- Assists in the preparation of monthly and quarterly credit reports and analytics for internal and external audiences including Regulatory Reporting Schedules
- May perform a second-level review and validation of key reports prepared by others
- Strategically collaborates with business partners and technology teams in identifying risks and opportunities in the portfolio as well as addressing special requests with ad hoc reporting
- Participates in working groups for bank-wide data enhancement and other various projects
- Assists in the creation of presentations job aids training materials and reporting tools including SharePoint and databases in collaboration with managers
- Designs develops and reports independent analyses that provide greater insight into risk exposures and mitigation efforts
- Offers advice and guidance to junior analysts on occasion
This position may be filled at a higher level depending on the candidates qualifications and relevant experience
This position is exempt from timekeeping requirements under the Fair Labor Standards Act and is not eligible for overtime pay.
Requirements
- Bachelors degree in Accounting Finance Risk Management or directly related field
- Two (2) years of experience in related field
Preferences
- Basic understanding of applicable databases and data structures
- Experience with Statistical Analysis Systems (SAS) Structured Query Language (SQL) Power Business Intelligence (Power BI) or related database software
Skills and Competencies
- Ability to learn additional systems as needed
- Ability to research analyze data and derive facts
- Ability to work in a team environment when applicable
- Ability to work under moderate guidance
- Ability to work under pressure and meet deadlines
- Proficiency in Microsoft Office (Excel Word PowerPoint Outlook etc.)
- Strong verbal written communication and organizational skills
- Strong work ethic and self-motivation
- Associate will share responsibility for balancing the banks charge offs recoveries and non-performing loans.
- Associate will share responsibility for management reporting of internal credit metrics.
- Heavily involved in quarterly regulatory reporting from a credit perspective
Additional Experience
- Prior account reconciliation or balancing
- Detail oriented and meticulous record keeping
- Ability to research and understand complex problems
- SQL coding experience is a plus
Position Type
Full timeCompensation Details
Pay ranges are job specific and are provided as a point-of-market reference for compensation decisions. Other factors which directly impact pay for individual associates include: experience skills knowledge contribution job location and most importantly performance in the job role. As these factors vary by individuals pay will also vary among individual associates within the same job.
The target information listed below is based on the Metropolitan Statistical Area Market Range for where the position is located and level of the position.
Job Range Target:
Minimum:
$65852.05 USDMedian:
$86760.00 USDIncentive Pay Plans:
This job is not incentive eligible.Benefits Information
Regions offers a benefits package that is flexible comprehensive and recognizes that one size does not fit all for benefits-eligible associates. Listed below is a synopsis of the benefits offered by Regions for informational purposes which is not intended to be a complete summary of plan terms and conditions.
Paid Vacation/Sick Time
401K with Company Match
Medical Dental and Vision Benefits
Disability Benefits
Health Savings Account
Flexible Spending Account
Life Insurance
Parental Leave
Employee Assistance Program
Associate Volunteer Program
Please note benefits and plans may be changed amended or terminated with respect to all or any class of associate at any time. To learn more about Regions benefits please click or copy the link below to your browser.
Required Experience:
IC
About Company
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