Sr Credit Analyst
Fort Mill, SC - USA
Job Summary
HOW YOU WILL MAKE AN IMPACT
The Sr. Credit Analyst is responsible for supporting the credit approvals ongoing risk monitoring across the customer portfolio. The role applies to both corporate and local credit policies ensuring processes and procedures are consistently maintained. Key responsibilities include conducting recurring financial and risk analyses preparing and presenting exposure limit recommendations and monitoring critical credit KPIs (credit exposure vs. lines collateral coverage original terms and payback performance). The position also has a strategic dimension requiring a strong understanding of business strategies and the ability to support specific programs that drives business growth.
Main tasks:
- Perform financial statement analysis and recurring reviews for all customers assessing risk and credit exposure in line with strategic sales initiatives and portfolio policies.
- Prepare and present clear data-driven business cases to support credit limit recommendations ensuring alignment with business strategy financial risk assessment industry benchmarks and portfolio KPIs (exposure vs. line collateral coverage risk-payback).
- Collaborate with Sales Reps KAMs and internal stakeholders to review and update credit limits; monitor financial and market trends within the truck segment ensuring insights are reflected in risk assessments and aligned with Contis sales direction.
- Provide first-level Credit resolution of risk exposure working alongside with Collections
- Foster a culture of continuous improvement by engaging with the team sharing best practices and supporting initiatives that build organizational learning and long-term value creation
SG 11
Qualifications :
WHAT YOU BRING TO THE ROLE
- 5 years of related credit experience
- Bachelors Degree major in Finance fields or related
- Strong risk modeling and financial analyst skills
- Strong MS Office and Excel skills
- Legal authorization to work in the U.S. is required. Continental is able to offer visa support for internal candidates only
- Can offer a relocation package if needed
ADDITIONAL WAYS TO STAND OUT
- MBA
- SAP experience
- 7 years of related credit experience
Additional Information :
All your information will be kept confidential according to EEO guidelines.
THE PERKS
- Immediate Benefits
- Robust Total Rewards Package
- Paid Time Off
- Volunteer Time Off
- Tuition Assistance
- Employee Discounts including tire discounts
- Competitive Bonus Programs
- Employee 401k Match
- Diverse & Inclusive Work Environment with 20 Employee Resource groups.
- Hybrid Work
- Employee Assistance Program
- Future Growth Opportunities including personal and professional
- And many more benefits that come with working for a global industry leader!
EEO-Statement:
EEO / Disabled / Protected Veteran Employer. Continental offers equal employment opportunities to all qualified individuals without regard to unlawful consideration to race color sex sexual orientation gender identity age religion national origin disability veteran status or any other status protected by applicable addition as a federal contractor Continental complies with government regulations including affirmative action responsibilities for qualified individuals with a disability and protected veterans where they apply. To be considered you must apply for a specific position for which Continental has a current posted job opening. Qualifying applications will be considered only for the specific opening(s) to which you apply. If you would like to be considered for additional or future job openings we encourage you to reapply for other opportunities as they become available. Further Continental provides reasonable accommodations to qualified individuals with a disability. If you need assistance in the application process please reply to or contact US Recruiting at . This telephone line and email address are reserved solely for job seekers with disabilities requesting accessibility assistance or an accommodation in the job application process. Please do not call about the status of your job application if you do not require accessibility assistance or an accommodation. Messages left for other purposes such as following up on an application or non-disability related technical issues will not receive a call back.
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Remote Work :
No
Employment Type :
Full-time
About Company
Continental develops pioneering technologies and services for sustainable and connected mobility of people and their goods. Founded in 1871, the technology company offers safe, efficient, intelligent and affordable solutions for vehicles, machines, traffic and transportation. In 2019, ... View more