Vice President, Portfolio Structuring and Optimisation

If youre looking for a career that will help you stand out join HSBC and fulfil your potential - whether you want a career that could take you to the top or an exciting new direction we offer opportunities support and rewards that will take you further.

Were one of the largest banking and financial services organisations in the world with a network that covers more than 50 countries and territories. We aim to be where the growth is enabling businesses to thrive and economies to prosper and ultimately helping people fulfil their hopes and realise their ambitions.

Were currently seeking an experienced professional to join our team in the role of Vice President Portfolio Structuring and Optimisation.

This is an exciting opportunity to contribute to the development implementation execution and management of non-payment insurance (credit risk insurance) and other similar forms of risk-sharing agreements. As a Vice President in the team youll lead the end-to-end execution of non-payment insurance transactions. Youll also be responsible for optimising the banks balance-sheet managing regulatory capital and deepening relationships with insurers and brokers. This role requires a blend of technical structuring expertise regulatory knowledge (CRR/Basel IV) and strong commercial leadership.

As an HSBC employee in the UK youll have access to tailored professional development opportunities and a competitive pay and benefits package. This includes private healthcare for all UK-based employees enhanced maternity and adoption pay and support when you return to work and a contributory pension scheme with a generous employer contribution.

In this role youll:

• Lead end-to-end execution of Non-Payment Insurance (NPI) transactions: identify opportunities assess feasibility structure price negotiate document execute and monitor post-trade
• Translate portfolio and single-name risk objectives into effective insurance solutions (coverage terms exclusions claims mechanics and operational requirements)
• Design and size transactions to deliver measurable outcomes (RWA/capital relief concentration reduction limit headroom and improved RoRWA)
• Partner with Front Office Credit Risk and Capital Management to prioritise assets/portfolios and optimise timing sizing and distribution strategy
• Drive internal approvals and governance across Credit Capital Legal Compliance Finance Treasury and senior forums with clear decision-ready materials
• Ensure regulatory and policy alignment (CRR/Basel IV) and coordinate with Regulatory Capital Model teams and Risk to evidence eligibility reporting and audit readiness
• Build and manage strategic relationships with insurers reinsurers and brokers; run market processes and secure optimal commercial terms while monitoring appetite and counterparty risk
• Oversee policy wording and lifecycle management including premium/endorsement processes claims and recoveries covenant compliance renewals controls and audit/regulatory support

To be successful in this role you should meet the following requirements:

• Proven experience executing credit risk transfer / non-payment insurance (or similar risk-sharing solutions) in a bank insurer broker or advisory
• Strong structuring capability across single-name and portfolio transactions translating risk objectives into clear commercial terms
• Working knowledge of regulatory capital/RWAs and credit risk mitigation recognition under CRR/Basel IV
• Strong commercial skills including negotiating term sheets/policy wording and securing capacity and pricing
• Effective stakeholder management across Risk Credit/Capital Management Front Office Legal Compliance Finance Treasury and Operations including governance navigation
• Strong control mindset and attention to detail across documentation and lifecycle management (endorsements renewals claims)
• Strong analytical and communication skills able to quantify impacts and produce concise senior-ready materials (Excel/PowerPoint)
• Delivery-focused pragmatic and collaborative leader; cross-border experience and insurer/broker network are advantageous

Opening up a world of opportunity.

Being open to different points of view is important for our business and the communities we serve. At HSBC were dedicated to creating diverse and inclusive workplaces. Our recruitment processes are accessible to everyone - no matter their gender ethnicity disability religion sexual orientation or age.

We take pride in being a Disability Confident Leader and will offer an interview to people with disabilities long term conditions or neurodivergent candidates who meet the minimum criteria for the role.

If youd like to apply for one of our roles and need adjustments made please get in touch with our Recruitment Helpdesk:

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Telephone: 44