Consultant, Real Estate Secured Lending Policy

Were building a relationship-oriented bank for the modern world. We need talented passionate professionals who are dedicated to doing whats right for our clients.

At CIBC we embrace your strengths and your ambitions so you are empowered at work. Our team members have what they need to make a meaningful impact and are truly valued for who they are and what they contribute.

To learn more about CIBC please visit

What youll be doing

The Retail Account Acquisition team is responsible for developing new account risk strategies to balance growth of the business within acceptable levels of credit risk. By analyzing application information Bank data for existing clients credit bureaus and account performance data the team implements changes to the application processing systems and makes credit adjudication decisions when the system cannot incorporate all the relevant the Consultant Real Estate Secured Lending you will provide essential support to the Senior Manager and Senior Director Real Estate Secured Lending. Your focus will be on monitoring the RESL portfolio assisting with policy management and documentation and helping drive policy and regulatory initiatives to ensure compliance and operational excellence.

At CIBC we enable the work environment most optimal for you to thrive in your role. Youll have the flexibility to manage your work activities within a hybrid work arrangement where youll spend 1-3 days per week on-site while other days will be remote.

How youll succeed

• Analytical Thinking You will leverage your strong analytical skills to monitor the RESL portfolio identify trends and provide actionable insights to support policy and regulatory decisions.
• Attention to Detail You will ensure accuracy and clarity in the preparation and maintenance of policy and regulatory documentation reports and presentations.
• Collaboration - You will work closely with the Senior Manager and Senior Director to gather information communicate updates and support the implementation of policy and regulatory changes.
• Adaptability -You will manage multiple priorities in a dynamic environment adapting to changing requirements and timelines while maintaining high standards of quality.
• Effective Communication -You will clearly and concisely communicate complex information to stakeholders at various levels supporting effective decision-making and compliance.

Who you are

• You have real estate lending expertise. You bring experience and working knowledge of real estate lending policies and practices both internally and across the industry.
• You understand regulatory requirements. You have expertise in the Bank Act OSFI B-20 insurer and other regulatory requirements related to Real Estate Secured Lending and can apply this knowledge effectively.
• You are proactive. You take initiative anticipate needs and are eager to contribute to policy and process improvements.
• You are passionate about learning. You continuously grow your knowledge and believe there is no limit to what you can achieve.
• Values matter to you. You bring integrity respect and a commitment to putting clients first in everything you do.

What CIBC Offers

At CIBC your goals are a priority. We start with your strengths and ambitions as an employee and strive to create opportunities to tap into your potential. We aspire to give you a career rather than just a paycheck.

• We work to recognize you in meaningful personalized ways including a competitive salary incentive pay banking benefits a benefits program* defined benefit pension plan* an employee share purchase plan a vacation offering wellbeing support and MomentMakers our social points-based recognition program.

• Our spaces and technological toolkit will make it simple to bring together great minds to create innovative solutions that make a difference for our clients.

• We cultivate a culture where you can express your ambition through initiatives like Purpose Day; a paid day off dedicated for you to use to invest in your growth and development.

*Subject to plan and program terms and conditions

What you need to know

• CIBC is committed to creating an inclusive environment where all team members and clients feel like they belong. We seek applicants with a wide range of abilities and we provide an accessible candidate experience. If you need accommodation please contact

• CIBC is committed to clarity in our hiring process. All roles posted are opportunities were actively recruiting for unless stated otherwise.

• You need to be legally eligible to work at the location(s) specified above and where applicable must have a valid work or study permit.

• We may ask you to complete an attribute-based assessment and other skills test (such as simulation coding French proficiency).

• We use artificial intelligence tools during the recruitment process. Our goal for the application process is to get to know more about you all that you have to offer and give you the opportunity to learn more about us.

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