Lead Analyst, Portfolio Analytics

Lead Analyst Portfolio Analytics (12 months FTC)Contract Type: Fixed Term Full TimeLocation Bradford Chatham Petersfield or London Working Pattern:Hybrid (usually a couple of days a week in the office). We welcome part-time and flexible arrangements and will aim to match your current flexibility where We OfferWe care about your wellbeing not just your work. Our benefits are designed to support your life your health and your growth:Holidays: 25 days (rising to 30) buy/sell up to 5 days swap up to 4 bank : Up to 10% employer Leave: Enhanced maternity (post-probation) 4 weeks paternity and paid neonatal & carers : Work abroad for up to 20 days a year in approved Leave: Your birthday : 2 paid volunteering : Access to LinkedIn Learning for all Wellbeing: Free Snoop Premium : Self-pay Denplan & optional Private Medical RoleAs a Lead Analyst Portfolio Analytics youll play a pivotal role in shaping our business strategy by delivering comprehensive portfolio monitoring and actionable insights for our Cards portfolio while also providing occasional analytical support for Vehicle Finance and 2nd Charge Mortgages. Youll lead the development and optimisation of Management Information reporting suites analyse customer behaviours and use advanced analytics to identify trends risks and opportunities. Your insights will directly influence credit strategy risk appetite and operational decisions and ensuring we balance risk and reward effectively while keeping the customer at the heart of everything we and your TeamYoull be joining a collaborative high-performing team that thrives on sharing knowledge and driving continuous improvement. Working closely with the Portfolio Analytics and Forecasting Manager Credit Risk Strategy Managers and colleagues across risk finance and product youll be part of a supportive environment where your analytical skills and curiosity are valued. Were passionate about understanding our customers and making data-driven decisions that deliver positive a Lead Analyst Portfolio Analytics you will:Perform in depth reviews of customer performance providing valuable insight and giving recommendations for credit strategy portfolio data and variances to forecasts and lead on discussions and challenges that help inform the development of policy scorecards and data-driven proposals to define appropriate Risk Appetite Metrics taking measured credit risk in pursuit of strategic objectives and monitoring exposures on an ongoing basis ensuring appropriate thresholds are a robust reporting framework to support the Credit Risk forecasting models for the credit cards portfolios and to predict trends risks and and development of new data sources to be used for analysis working with stakeholders across project and transformational change statistical models and advanced data analytics techniques to provide actionable insights into portfolio performance risk exposure and credit track and assess portfolio performance using forecasting data to inform operational strategies and explain deviations from forecasts where compliance with policies procedures and external regulatory frameworks and ensure that the principles of responsible lending are upheld in line with the Groups Responsible Lending Were Looking For3 years experience in data analytics cards portfolio analysis or a related field within the consumer credit background in Consumer Lending performance monitoring with knowledge of IFRS9 impairments is highly is essential for this role and experience with other analytics tools such as Snowflake Power BI and Python would be highly ability to succeed in an analytical team prioritizing tasks and delivering strategic at turning complex data into clear business insights and communicating results to non-technical attention to detail and a passion for accuracy in performance monitoring and delivering Excel to analyse complex data and create clear compelling PowerPoint presentations for senior stakeholders - essentialOffers are subject to satisfactory background checks including credit fraud and employment we areAt Vanquis we have a simple purpose: to deliver caring banking so our customers can make the most of lifes opportunities. Established in 1880 were now a FTSE All Share company and leading specialist bank. We lend responsibly providing tailored products and services to over 1.7 million UK customers. We see ourselves as the bank thats got your has been named one of the Financial Times UKs Best Employers 2025 ranking in the top 50 nationwide and seventh in Banking and Financial Services. This recognition is based on independent employee feedback reflecting our strong workplace culture career growth opportunities and commitment to our are proud signatories of the Armed Forces Covenant and actively support the Armed Forces community including veterans reservists and military take care of our colleagues as well as our customers we are creating a workplace where everyone feels connected valued empowered and rewarded all guided by our four core values caring for people pulling together finding better ways and getting the right things done. Rewarding our colleagues goes beyond pay. Were building a culture where everyone feels valued motivated and proud. Alongside competitive salaries we offer meaningful benefits annual salary reviews a discretionary bonus scheme and evolving care about your career and ambitions just as much as you do offering tools guidance and opportunities to help you grow. Take ownership stay curious and well match your ambition with unique experiences hands-on learning and tailored development to support your career OpportunitiesVanquis Bank is an Equal Opportunity embrace everyones unique strengths and identities. No matter your background identity or experience you are welcome here. We believe diversity enriches our teams and helps us better support our theres anything we can do to support you during the recruitment processwhether thats a different format of the application or additional assistanceplease contact us