Senior Product Associate Digital Product Utilities
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Job Location:
Wilmington, DE - USA
Monthly Salary:
Not Disclosed
Posted on:
7 hours ago
Vacancies:
1 Vacancy
Job Summary
Description
Job responsibilities
Unleash your expertise in product development and optimization by leveraging user research analyzing metrics and collaborating across one of the worlds most innovative financial organizations. Unleash your expertise in API product delivery and AI-enabled feature development by partnering with engineering teams to ship reliable scalable transaction products for servicing agents digital channels and enterprise customers. Own the end-to-end product delivery lifecyclefrom requirements and user stories through release coordinationacross fast-moving cross-functional teams. Translate complex stakeholder needs from large institutional customers into crisp acceptance criteria and backlog items that engineering can execute with precision and speed.
Monitor API performance production metrics and platform health to inform prioritization decisions and maintain the reliability our customers depend on. Join a team at the forefront of modernizing core banking infrastructurewhere your delivery contributions directly impact tens of millions of consumer accounts.
Monitor API performance production metrics and platform health to inform prioritization decisions and maintain the reliability our customers depend on. Join a team at the forefront of modernizing core banking infrastructurewhere your delivery contributions directly impact tens of millions of consumer accounts.
As a Senior Product Associate in Enhanced Transaction Utility (ETU) Consumer & Community Banking you contribute to the team by leveraging your expertise in product development and optimization to make a significant impact supported by user research and customer feedback to fuel the creation of innovative products and continuously improve existing offerings. Collaborate closely with cross-functional teams and play a crucial role in shaping the future of our products and ongoing success. You will be the connective tissue between engineering business stakeholders and institutional customerstranslating needs into delivery and delivery into measurable outcomes. This role sits at the center of a high-visibility API modernization program supporting digital channels servicing agents and third-party integrators across the Chase ecosystem. If you are energized by execution API ecosystems and AI-enabled products in a complex financial services environment this role offers scope and impact that few associate-level positions can match.
The Enhanced Transaction Utility (ETU) platform powers transaction history for 38 million consumer checking accounts delivering the data that drives Chases digital banking experience across mobile online and servicing channels. As a Senior Product Associate you will be embedded within a dual-team engineering model spanning Wilmington DE and Bangalore India managing backlogs coordinating dependencies and driving delivery milestones across a high-stakes program. The role requires you to be technically fluent in REST APIs API versioning and event-driven product conceptsand equally capable of presenting clear stakeholder-ready narratives to business and technology leadership. You will contribute to the integration of AI-enabled capabilities into platform tooling and product features with opportunities to shape how the team uses emerging technologies to improve delivery velocity and product quality. Candidates who thrive here bring a bias for action comfort with ambiguity and a track record of shipping products in complex enterprise-scale environments.
Job responsibilities
- Partners with the Product Manager to identify new product opportunities that reflect the needs of our customers and the market through user research and discovery
- Considers and plans for upstream and downstream implications of new product features on the overall product experience
- Supports the collection of user research journey mapping and market analysis to inform the strategic product roadmap and provide insight on potential product features that provide value to customers
- Analyzes tracks and evaluates product metrics including work to time cost and quality targets across the product development life cycle
- Writes the requirements epics and user stories to support product development
- Develop and maintain product roadmaps for digital utilities prioritizing API and AI initiatives based on business value and user needs.
- Own end-to-end delivery of API products define requirements manage the backlog coordinate releases and ensure timely high-quality execution across distributed engineering teams. Translate business and stakeholder needs into clear user stories epics and acceptance criteria for API endpoints and AI-enabled product features. Partner with engineering on API design monitoring SLA adherence and incident response to ensure platform reliability and performance.
- Drive alignment across cross-functional stakeholdersservicing teams digital channel owners compliance and enterprise customersto maintain shared priorities and clear delivery commitments.
- Lead user acceptance testing and partner onboarding for internal and external integrators adopting API products. Monitor product performance metrics and usage analytics identify gaps and drive continuous improvement of features and delivery processes. Partners with the Product Manager to identify new product opportunities that reflect the needs of our customers and the market through user research and discovery.
- Considers and plans for upstream and downstream implications of new product features on the overall product experience. Supports the collection of user research journey mapping and market analysis to inform the strategic product roadmap and provide insight on potential product features that provide value to customers.
- Analyzes tracks and evaluates product metrics including work to time cost and quality targets across the product development life cycle. Writes the requirements epics and user stories to support product development.
Required qualifications capabilities and skills
- 3 years of experience or equivalent expertise in product management or a relevant domain area
- Proficient knowledge of the product development life cycle
- Experience in product life cycle activities including discovery and requirements definition
- Developing knowledge of data analytics and data literacy
- Experience with RESTful APIs API lifecycle management and documentation best practices.
- Hands-on familiarity with API technologies and concepts such as REST JSON OAuth and OpenAPI/Swagger specifications.
- Proven ability to write clear user stories acceptance criteria and backlog items in an Agile or SAFe delivery environment.
- Experience managing delivery across cross-functional engineering teams and enterprise stakeholders in a complex matrixed organization.
Comfortable operating in an execution-focused fast-paced environment with multiple concurrent workstreams and shifting priorities.
Preferred qualifications capabilities and skills
- Understanding of machine learning concepts model deployment and integration with digital products.
- Experience integrating or defining requirements for AI/LLM-enabled product featuressuch as AI-assisted search summarization or automated workflows.
- Domain knowledge in financial services digital banking payments or transaction data products.
- Familiarity with API governance API gateways (Apigee Kong Envoy) or developer portals.
- Data analytics proficiency in SQL product analytics tools (Amplitude Google Analytics) or instrumentation experience.
- Prior experience managing products for large enterprise or B2B customers with multi-stakeholder integration requirements.
- Exposure to phased production rollouts canary releases or go/no-go governance frameworks for high-availability systems. BA/BS in Computer Science Engineering Business or a related field or equivalent practical experience.
Required Experience:
Senior IC
About Company
JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world’s most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans ov ... View more
