Mortgage Quality Control Analyst

Employee Applicant Privacy Notice

Who we are:

Welcoming collaborative and having the opportunity to make an impact - is how our employees describe working here. Galileo is a financial technology company that provides innovative and revolutionary software products and services that power some of the worlds largest Fintechs. We are the only payments innovator that applies tech and engineering capabilities to empower Fintechs and financial institutions to unleash their full creativity to achieve their most inspired goals. Galileo leads its industry with superior fraud detection security decision-making analytics and regulatory compliance functionality combined with customized responsive and flexible programs to accelerate the success of all payments companies and solve tomorrows payments challenges today. We hire energetic and creative employees while providing them the opportunity to excel in their careers and make a difference for our clients. Learn more about us and why we work here at Summary

The Mortgage Quality ControlAnalyst is responsible for performing in-depth reviews of mortgage loan files to ensure compliance with federal and state regulations agency/investor guidelines and internal company policies. This role identifies defects documents findings and provides insights to help improve loan quality and reduce organizational risk. The Analyst collaborates with Underwriting Operations and Compliance teams to resolve issues and support continuous quality improvement.

Key Responsibilities

Loan File Auditing

• Conduct detailed pre-funding post-closing or targeted audits of mortgage loan files.

• Validate accuracy of loan data documentation disclosures and calculations

• Ensure compliance with federal and state regulations (TRID RESPA TILA ATR/QM HMDA) and agency/investor requirements (Fannie Mae Freddie Mac FHA VA USDA).

• Document findings clearly and consistently including supporting evidence and guideline references.

Quality & Compliance Review

• Identify defects inconsistencies and risk factors that may impact loan salability or regulatory compliance.

• Escalate complex or high-risk issues to the QA Team Lead or Manager.

• Participate in calibration sessions to ensure consistent application of guidelines.

• Support quality control checks or second-level reviews as needed.

Reporting & Documentation

• Record audit results accurately in QA systems and tracking tools.

• Assist in analyzing trends recurring issues and systemic risks.

• Provide clear concise feedback to Operations and Underwriting to support corrective actions.

• Contribute to monthly/quarterly reporting as requested.
  

Collaboration & Support

• Work closely with Underwriters Processors Loan Officers and Compliance partners to clarify guidelines and resolve issues.

• Provide feedback that supports training initiatives or process improvements.

• Maintain up-to-date knowledge of regulatory changes and investor updates.
  

Qualifications

• High school diploma required; Bachelors degree in Business Finance or related field preferred.

• 25 years of mortgage industry experience in processing underwriting or quality assurance.

• Strong knowledge of mortgage regulations and agency/investor guidelines (Conventional FHA VA USDA).

• Excellent attention to detail with strong analytical and critical-thinking skills.

• Strong written and verbal communication skills.

• Proficiency in mortgage LOS systems QC/QA platforms and Microsoft Office Suite.

• Ability to work independently manage priorities and meet deadlines.
  

Key Competencies

• Regulatory & Investor Guideline Knowledge

• Risk Identification

• Documentation & Analytical Skills

• Attention to Detail

• Communication & Collaboration

• Problem-Solving

• Time Management
  

Galileo Financial Technologies provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race color religion (including religious dress and grooming practices) sex (including pregnancy childbirth and related medical conditions breastfeeding and conditions related to breastfeeding) gender gender identity gender expression national origin ancestry age (40 or over) physical or medical disability medical condition marital status registered domestic partner status sexual orientation genetic information military and/or veteran status or any other basis prohibited by applicable state or federal law.

The Company hires the best qualified candidate for the job without regard to protected characteristics.

Pursuant to the San Francisco Fair Chance Ordinance we will consider for employment qualified applicants with arrest and conviction records.

New York applicants: Notice of Employee Rights

Galileo is committed to an inclusive culture. As part of this commitment Galileo offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process please let your recruiter know or email .

Due to insurance coverage issues we are unable to accommodate remote work from Hawaii or Alaska at this time.