Complex Field Residential Claims Role

Work Location:

Hours:

Line of Business:

Pay Details:

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidates skills and experience job-related knowledge geographic location and other specific business and organizational needs.

As a candidate you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Job Description:

TD Insurance is part of TD Bank Financial Group one of Canadas largest financial institutions. TD Insurance helps protect clients from the accidents of life with a wide range of products including credit protection life health travel home and auto insurance. With more than three million clients TD Insurance authorized products and services are available online over the phone and through a network of more than 1000 TD Canada Trust branches.

In Canada we have two lines of business General Insurance and Life and Health. Our General Insurance business is one of the top home and auto insurance groups in Canada and the national leader in group insurance and affinity marketing. Our Life and Health business is the number one provider of critical illness insurance and direct life and health insurance in Canada.

At TD Insurance we are committed to fostering an inclusive accessible environment. With a Canada-wide workforce of over 5000 employees and offices in Atlantic Canada Quebec Ontario and Alberta our company is always growing and can help you to grow. TD Insurance offers a stable and dynamic work environment where talent isappreciatedand professional development is taken seriously. More than just a job we offer rewarding careers.

KEY ACCOUNTABILITIES

CUSTOMER

Use expert knowledge to handle complexhigh riskclaims that typically take over a year to resolve.

Maybe required to meet clients/witness the field to obtain statements and/or negotiate claims

Collaborate with internal and external partners while valuing speed and accuracy to deliver the legendary customer experience

Apply claims management principles and proceduresin order tomanage claims costs and leakage

Identifypotential fraudulent claims and handle according to organizational processes/procedures

Work with claim management vendors tomaintainservice standards

SHAREHOLDER

Act as a subject matter expert in their area of expertise to increase knowledge base within claims

Support thetimelyandaccuratecompletion of business processes and procedures

Protect the interests of the organization identifyand manage risks and escalate non-standardhigh risktransactions / activities as necessary

Ensure documentation that is prepared / completed isaccurateandproperly reflectsclient / business intentions and is consistent with relevant rules / regulations

Identifysuggestand activelyparticipatein process improvement opportunities

Actively manage relationships within and across various business lines/ corporate and/or control functions and ensure alignment with enterprise and/or regulatory requirements

Participate in cross-functional / enterprise initiatives as a subject matter expert helping to provide guidance for complex situations

Ensure necessary due diligence to support the accuracy of all customer transactions / activities

Keep abreast of emerging issues trends and evolving regulatory requirements and assess potential impacts

Maintain a culture of risk management and control supported by effective processes in alignment with risk appetite

Assume responsibility to minimize operational and regulatory risk bycomplying withBank and industry Code of Conduct

EMPLOYEE / TEAM

Participate fully as a member of the team support a positive work environment that promotes service to the business qualityinnovationand teamwork and ensuretimelycommunication of issues/ points of interest

Provide thought leadership and/ or industry knowledge for own area of expertise in own area andparticipatein knowledge transfer within the team and business unit

Keep current on emerging trends/ developments and grow knowledge of the business relatedtoolsand techniques

Participate in personal performance management and development activities including cross training within own team

Keep others informed andup-to-dateabout the status / progress of projects and / or all relevant or useful information related to day-to-day activities

Contribute to team development of skills and capabilities through mentorship of others by sharing knowledge and experiences and leveraging best practices.

Leadmotivateand develop relationships with internal and external business partners / stakeholders to develop productive working relationships.

Contribute to a fairpositiveandequitableenvironment that supports a diverse workforce

Act as a brand ambassador for your business area/function and the bank both internally and/or externally

BREADTH & DEPTH

Use subject matterexpertiseto handle complexhigh riskclaims that typically take greater than 1 year to resolve

Handle complex Residential claims

Has maximum claims advisor authority limit and requires next level approved for a limited number of claims

Considered a subject matter expert withinownunit and provides training/guidance to others on best practices processes etc.

Expert knowledge and understanding of the operating environment business processes and procedures and transactions lifecycle for own area and as applicable across TDI claims

Coordinate / integrate work with other areas as needed

Require expert industry knowledge and applicable accreditation

Leverage the Claims Resources Team to make decisions on liability and assessment

Maybe required to meet clients/witness the field to obtain statements and/or negotiate claims

Typically reports into a Team Manager/ Manager Claims

EXPERIENCE & EDUCATION

Undergraduate degree preferred

5 years relevant experience

Who We Are:

As part of TD Bank Group one of Canadas largest financial institutions at TD Insurance we care for Canadian families making it easy to get the best advice protection and support in their moments of need always.

TD Insurance offers a wide range of products including General Insurance and Life and Health. Everyday we strive to make every interaction product and experience remarkably human and refreshingly simple for more than four million customers who count on us.

Our Total Rewards Package
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial physical and mental well-being goals. Total Rewards at TD includes a base salary variable compensation and several other key plans such as health and well-being benefits savings and retirement programs paid time off banking benefits and discounts career development and reward and recognition programs. Learn more

Additional Information:
Were delighted that youre considering building a career with TD. Through regular development conversations training programs and a competitive benefits plan were committed to providing the support our colleagues need to thrive both at work and at home.

Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations requirements.

Colleague Development

If youre interested in a specific career path or are looking to build certain skills we want to help you succeed. Youll have regular career development and performance conversations with your manager as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities.

If youre passionate about helping clients and building deep lasting relationships TD offers diverse career paths where you can grow your expertise and make a meaningful impact.

Were committed to your success and foster a respectful workplace where diverse perspectives are valued everyone has fair opportunities to grow and you can unlock your full potential to achieve your career goals. Here at TD we hire and develop the best.

Training & Onboarding
We will provide training and onboarding sessions to ensure that youve got everything you need to succeed in your new role.

Interview Process
Well reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.

Accommodation
Your accessibility is important to us. Please let us know if youd like accommodations (including accessible meeting rooms captioning for virtual interviews etc.) to help us remove barriers so that you can participate throughout the interview process.

We look forward to hearing from you!

Language Requirement (Quebec only):