Payments and Open Banking Consulting, Director

Meaningful workyoullbe part of

As a Digital Payments Consulting Directoryoullwork as part of a team of problem solvers helping to solve business issues deliver high quality client service and operational efficiency. Responsibilities include but are not limited to:

Experiences and skillsyoulluse to solve

Core Consulting & Leadership

• Significant experiencein a leading management consulting environment with strong financial services domain credibility.

• Proven ability tooperatein ambiguous high-stakes environments and influence senior executivesand drive alignment across diverse groups.

• Demonstrated success building leading and developing high-performing inclusive consulting teamsand future leaders.

• Self-motivated; passionate about high-quality delivery collaboration and continuous learning.

• Exceptional written verbal and interpersonal communication skills.

Payments Strategy Transformation & Execution

• Lead client engagements across emergingpaymentsinitiatives from concept through scaled implementation (e.g. real-time payments open banking/open finance digital wallets embedded payments digital identity/consent tokenized money use cases).

• Experience advising on large-scale transformation programs with material financial regulatory and operational impact includingbenefits ofrealization and value tracking.

• Help clients develop business cases and decision frameworks for new payments capabilities balancing speed-to-market with regulatory risk and operational considerations.

• Advise onpayments ofeconomics (pricing frameworks interchange and scheme fees FX spreads liquidity considerations partner economics) with a focus on sustainable margin improvement and value realization.

Payments Domain Knowledge (Rails Schemes Regulation Landscape)

• Deep understanding of domestic and cross-border payments infrastructures schemes and networks (e.g.Interacreal-time rail SWIFT ISO 20022) and how these translate into strategy and operating models.

• Practical knowledge across payments rails platforms and transaction lifecyclesincludingMoneymovement infrastructure for high-value low-value and instant payments; Payments Canada market infrastructure (ACSS Lynx RTR USBE).Global clearing/market infrastructures and correspondent banking structures (e.g. Fed CHIPSCHAPS TARGET2 Faster Payments SWIFT; NOS/VOS accounts).Transaction lifecycles for payment products (e.g. credit cards wires cheques AFT).

• Guide clients through evolving Canadian and global payments regulation (e.g. Open Banking/Open Finance RPAA Payments Modernization initiatives cross-border regulatory regimes).

• Knowledge of Canadian payments landscape trends (e.g. modernization roadmap such as RTR and ISO 20022; digital currenciesincluding cryptocurrency/CBDC).

• Working knowledge of Open Banking requirements in Canada comparative understanding across globaljurisdictions and enabling technology requirements.

• Strong perspective on innovation trends (e.g. tokenization stablecoins digital currencies embedded finance) and practical implications for banks and regulated financial institutions.

• Bachelors degree (or equivalent) in BusinessEconomicsFinance Engineering Computer Science orrelatedfield (Required).Masters degree or other form of continued education (Asset)

• Multilingualwould be considered anAsset

• PwC Canadaiscommitted to cultivating an inclusive hybrid work environment. Exact expectations for your team can be discussed with your interviewer

This position ensures continuity and upholds our standards of excellence following the departure of a valued team member.

The salary range for this position is $191200 - $241200. The posted salary rangerepresentsthe expected hiring range for PwC locations in major city centres. Given our national recruiting approach ranges may vary for positions in other locations. At PwC Canada base salary isdeterminedby your skills experiencequalificationsand work addition to base salary eligible employees may have opportunities toparticipatein variable incentive pay programs which are designed to reward individual and firm-wide achievements. We are committed to offering competitive compensation and adhere to all relevant pay transparency legislation. During the hiring process our Talent Acquisition team will provide details about our comprehensive total rewards package.

Whyyoulllove PwC

Wereinspiring and empowering our people to change the world. Powered by the latest technologyyoullbe a part of diverse teams helping public and private clients build trust and deliver sustained outcomes. This meaningful work and our continuous development environment will take your career to the next level. We reward your impact and support your wellbeing through a competitive compensation package inclusive benefits and flexibility programs that will help you thrive in work and life. Learn more about our Application Process and Total Rewards Package at: Canada acknowledges that we work and live across Turtle Island on the land that is now known as Canada which are the lands of the ancestral treaty and unceded territories of the First NationsMétisand Inuit Peoples. We recognize the systemic racismcolonialismand oppression that Indigenous Peoples have experienced and still go through and we commit to allyship and solidarity.