Risk Management Credit Market Risk InternCo-op (Fall 2026)

DEPARTMENT OVERVIEW

Co-op and Internship opportunities allow you to gain valuable work experience acrossa number ofthe businessesat TD. You will work with experienced colleagues receive world class training and be part of a community of students across TD where you will have an impact grow asindividualand experience our culture of care.

OurCo-op/Intern Programmingis offered with select Co-op and Internship roles and is designed to helpyou betterunderstand the TD business build on critical career capabilities and broaden your professional network. This program is designed to complement your on-the job experience and features:

• Leadership talks with key Leaders from across the organization

• Lunch andLearnson topics such as Innovation

• Diversity and Inclusion and Personal Branding and so much more

Market Risk (MR)is responsible formanaging the ever-changing and dynamic world of trading and non-trading market risk. Within MR we support TD Securities businessobjectivesin accordance withTDs risk appetite and regulatory expectations. MR provides independent oversight of enterprise-wide market risks; ensuring all significant risks are appropriately measured reported analyzed and transparent.As part of this mandate the team focuses on the full risk management cycle:

• Identifyingrisks

• Measuring risks

• Communicating risks

• Making decisions on taking/mitigating risks

JOB DESCRIPTION

As a Market Risk Analyst Intern/Co-opyoullsupport the Credit team in providing market risk oversight and reporting for credit trading businesses. This role is designed to offer meaningful work experience with responsibilities tailored to your development stage and career interests. The position is also a pipeline for full-time recruitment into TDs 2027 rotational associate program.

Reporting & Analytics:

• Measure different market risk exposuresthrough the use ofrisk sensitivities (deltas gammasvegas etc.)VaR Stresstesting andregulatory BASEL III capital calculations.

• Conductin-depthanalyticson large data sets to uncover trendspatternsand actionable insights through the delivery of meaningful commentary to senior management and to help manage the risk appetite of the bank.

• Support infrastructure changesand enhancementsrelated to risk policies regulatory requirements and system updates.

• Assistin developing dashboards and reports using tools such as AI platforms Power BI Confluence Excel SQLPythonand Tableau.

• Collaborate with full-time analysts on projects related to risk analytics forecasting and performance measurement.

• Participate in data validation and quality assurance checks to ensure accuracy and reliability.

• Contribute to presentations and communicate findings to stakeholders in a clear and concise manner.

Project Work:

• Contribute toprojects such as developing new tools or automating reporting processes using Python or VBA.

• Assistwith documentation and process improvement initiatives.

Collaboration & Learning:

• Work closely with cross-functional teams in Toronto New YorkSingaporeandLondon.

• Participatein training onboarding and mentorship programs.

• Engage in team meetings andknowledge-sharingsessions.

• Maintain a culture of risk management and control supported by effective processes in alignment with enterprise policies frameworks and TDs risk appetite.

• An opportunity to apply textbook theories to real-world applications in risk management by developing strong analytical skills. As an intern you will gain exposure to the full spectrum of analytics including:

• Descriptive Analytics: Summarizing historical data to understand trends and performance.

• Diagnostic Analytics: Investigating data toidentifyroot causes and explain outcomes.

• Predictive Analytics: Using statistical models to forecast future scenarios.

• Prescriptive Analytics: Recommending actions through optimization and simulation techniques

• Develop and operationalize standards policies and processes toidentify report and mitigate overall risk exposures within the business.

• Develop andmaintainknowledge of existing and emerging risks across the business.

• Continuously reinforce business knowledge such as trading strategies and analytical principles underlying the pricing and risk management of financial derivatives.

JOB REQUIREMENTS

Wereproud to work with a group of diverse colleagues. If you have relevant experience thatisntmentioned

below tell us about it in your resume or cover letter.

• Currentlyenrolled inanundergraduate degreein FinanceBusiness/Commerceor related field

• Must be enrolled in an undergraduate degree with the intent of going back to school atthe start of your work term(requirement of all co-op/intern positions)

• In-depth knowledge of risk processes and methodologies.

• Excellent analytical judgment and decision-making skills in assessing and handling risk.

• A dynamic professional with a positive approach andstrong communicationskills to liaise with cross-functional teams and colleagues to achievemedium to long-term goals.

• Robust organizational skills and the ability to work in a demanding environment while handling multiple deadlines and priorities.

• Knowledge in data processing techniques (VBA and Python) is an asset to continuously improve the risk management infrastructure.

ADDITIONAL INFORMATION

• This position is a 4-month work term and willcommenceSeptember-December 2026.

• Applications must include a transcript cover letter (one letter-sized page or less) and a resume (maximum of 2 pages).

• We welcome all applications; however we will only contact qualified candidates chosen for an interview. Thank you for your interest.

• TD requires employees toresidein the country where the role islocated irrespective of remote working arrangements

• TD is committed to providing you with the best candidate experience and internship in these unique circumstances. As such work location and start dates are subject to change.

WhatYoullLearn

• Fundamentals of market risk management including risk sensitivitiesVaR and stress testing.

• Analytical principles underlying the pricing and risk management of financial derivatives.

• How to communicate findings and recommendations to diverse stakeholders.

• Exposure to TDs risk management systems and global trading activities.

Weredelighted thatyoureconsidering building a career with TD. Through regular development conversations

training programs and a competitive benefits planwerecommitted to providingthe supportour colleagues

need to thrive both at work and at home.

Colleague Development