Regional Risk Manager

About Asiacruit

At Asiacruit we connect top talent with forward-thinking organizations across industries. Our mission is to help businesses grow through smart strategic and people-focused solutions. We support companies by providing high-quality Philippine-based talent for both local and global markets. If you are meticulous reliable and enjoy working with financial processes and cross-functional teams we invite you to join our team.

Position Overview

The Regional Risk Manager will lead risk management activities across assigned countries within the region ensuring effective identification assessment mitigation and monitoring of operational financial and regulatory risks. This role partners with local and regional stakeholders including finance operations legal IT and business leaders to maintain a strong control environment drive consistent risk practices and support business growth while safeguarding company assets and reputation.

Duties and Responsibilities

1. Regional Credit Management

• Oversee the credit approval process for mobile phone installment businesses in the region making final approval decisions within the authority delegated by headquarters

• Monitor the quality of the regional asset portfolio regularly generate regional risk reports and identify early warning signals

• Propose differentiated credit policy recommendations to headquarters based on regional customer segment characteristics

2. Team Leadership & Training

• Lead motivate and evaluate the performance of front-line credit officers and field verification teams in the region

• Organize regular training sessions to ensure the team understands the latest credit policies and anti-fraud rules

• Build a talent pipeline and develop local key staff

3. Store & Channel Risk Control

• Maintain communication with the sales team and dealer/store partners to assess and grade channel quality from a risk perspective

• Handle store appeals regarding rejected cases to balance customer experience and risk control

• Conduct regular risk inspections at partner stores to prevent internal and external collusion fraud

4. Anti-Fraud Execution

• Implement headquarters anti-fraud strategies and identify common local fraud patterns

• Establish regional blacklist and greylist mechanisms

5. Localized Process Optimization

• Optimize interview scripts and document verification processes based on customer characteristics in the region

• Manage post-loan follow-up and verification work in the region

Qualifications & Must Have

Required Qualifications

• Bachelors degree in Finance Business Administration Economics Risk Management or a related field

• 5 years of experience in risk management credit control or risk operations within Fintech Device Financing Banking or Microfinance

• Strong understanding of credit risk fraud risk and operational risk in consumer financing

• Experience working with dealer financing models BNPL mobile loans or handset/device financing is highly preferred

Skills & Competencies

• Strong analytical and problem-solving skills

• Excellent understanding of risk assessment tools and methodologies

• Ability to interpret financial and operational data to make risk decisions

• Strong communication and stakeholder management skills

• High level of integrity attention to detail and decision-making ability

• Proficient in MS Excel reporting tools and risk dashboards

• Ability to work under pressure and manage multiple priorities

Preferred Qualifications

• Professional certifications in Risk Management Finance or Compliance (added advantage)

• Experience working in emerging markets or fast-growing fintech environments

• Knowledge of regulatory frameworks related to consumer financing

Key Performance Indicators

• Delinquency rate of the region under jurisdiction

• Approval rate and turnaround time

• Team professional capability improvement and retention rate

Why Join Asiacruit

• Collaborative diverse team with international exposure and career growth opportunities

• Competitive compensation and continuous professional development

Ready to Make an Impact

Apply now at or send your resume to with the subject line:
Regional Risk Manager Your Name