Senior Product Analyst Digital Platforms (Remote-Latin America)

Pitahaya Talent

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profile Job Location:

San José - Costa Rica

profile Monthly Salary: Not Disclosed
Posted on: 4 hours ago
Vacancies: 1 Vacancy

Job Summary

This is a remote position.

We are building a next- generation digital platform that connects auto dealerships with real-time financing solutions and we need someone who can design how this actually works.

This is a product-building role at its core.

This role sits at the intersection of product credit risk and engineering translating complex lending logic into scalable system design and driving execution from concept through launch and stabilization.

This position will:

Design how loan products operate within a digital platform (from application to repayment).

Translate credit risk policies into decision logic that engineering teams can build.

Shape dealer and customer journeys that drive conversion and usability.

Define system workflows integrations and data flows (APIs decision engines LOS).

Work closely with engineering to bring complex financial logic into production.

Own and drive backlog user stories and delivery priorities.

Balance trade-offs between growth risk compliance and operational efficiency.


Why this is a fantastic opportunity

This is a high-impact build not a maintenance role.

You will:

Influence how a financial product is designed from the ground up.

Work on a platform with real business and revenue implications.

Operate in a cross-border environment.

Be part of a team solving a complex meaningful problem.








Requirements

What you bring

We are looking for someone who has already done this before.

Bachelors degree in Business Administration Finance Economics Computer Science Industrial Engineering or related field.

8 years of experience in digital product design with substantial focus on consumer banking and B2B financial products.

Ability to understand complex business concepts workflows and effectively define business processes.

Ability to understand complex technical concepts - including data models data flows API integrations and basic solution architecture.

Ability to produce high quality requirements documentation covering business / technical / functional / non-functional.

Ability to effectively triage system defects leveraging strong understanding of the business systems and data involved.

Ability to operate in a structured and organized manner.

Hand-on experience with full consumer lending platforms in a production environment (not advisory only).

Strong understanding of:

o Loan lifecycle (origination servicing collections)..

o Credit risk & underwriting logic.

o Lending economics (pricing risk profitability)

Proven experience working directly with engineering teams.

Proven track record of stakeholder management across risk compliance IT and operations in a regulated environment.

Fluent English C1 you will operate in a US client environment.

Valid US visa.

Availability to work US Central time hours.




Benefits

This is a 100% remote - Latin America.


Required Skills:

What you bring We are looking for someone who has already done this before. Bachelors degree in Business Administration Finance Economics Computer Science Industrial Engineering or related field. 8 years of experience in digital product design with substantial focus on consumer banking and B2B financial products. Ability to understand complex business concepts workflows and effectively define business processes. Ability to understand complex technical concepts - including data models data flows API integrations and basic solution architecture. Ability to produce high quality requirements documentation covering business / technical / functional / non-functional. Ability to effectively triage system defects leveraging strong understanding of the business systems and data involved. Ability to operate in a structured and organized manner. Hand-on experience with full consumer lending platforms in a production environment (not advisory only). Strong understanding of: o Loan lifecycle (origination servicing collections).. o Credit risk & underwriting logic. o Lending economics (pricing risk profitability) Proven experience working directly with engineering teams. Proven track record of stakeholder management across risk compliance IT and operations in a regulated environment. Fluent English C1 you will operate in a US client environment. Valid US visa. Availability to work US Central time hours.

This is a remote position.We are building a next- generation digital platform that connects auto dealerships with real-time financing solutions and we need someone who can design how this actually works.This is a product-building role at its core.This role sits at the intersection of product cred...
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