Transaction Banking, Head of Payment Channels, Vice President

Transaction Banking Overview

Our mission is simple: provide a global transaction banking platform that is nimble secure and easy for clients to use.

We have delivered a modern digital-first transaction banking platform to serve Goldman Sachs varied client base. Our business combines the strength heritage and expertise of a 150-year-old firm with the agility and entrepreneurial spirit of a tech start-up designed to solve some of the most complex operational needs in the industry. We aim to help our clients achieve Working Capital efficiency gains by optimizing their short-term liquidity needs and simplifying their Cash Management operations.

We do so by delivering a best-in-class digital solution that helps clients manage their liquidity movements foreign exchange and payments enabling international treasury operations and commerce.

Were a team of diverse Treasury and Payments specialists helping our clients solution and build for the future. The Head of Payment Channels will lead the strategic vision and execution of our payment channel capabilities ensuring that technology serves as a powerful enabler of exceptional client outcomes and sustainable business growth.

Responsibilities

The Head of Payment Channels will lead a team that is responsible for developing and delivering on a technical product roadmap to support client-facing programmatic payment interfaces (e.g. APIs ISO files Swift messages). You will leave in your wake a set of internally re-usable services that power industrial grade payment and money tracking capabilities across Goldman Sachs. You will also be able to work well with engineers and corporate treasury professionals both of whom are critical stakeholders.

Beyond technical development this candidate must create commercial outcomes through individual client solutioning and keen eye for differentiating our services from the market. This leader will work closely with all TxB teams including partners in Sales Engineering Risk Design and Servicing to build a best-in-class payments experience for our valued clients. Own the end-to-end product strategy and roadmap for Payment Channels including API-based payment rails card payment solutions real-time payments and digital channel experiences

Define analyze and act on product performance metrics including KPIs market trends revenue impact and client feedback. Present complex ideas and processes in clear compelling messaging to gain stakeholder alignment and drive strategic initiatives. Support Sales with client needs identification solution recommendations pricing strategy and product demonstrations

Qualifications

• Minimum810 yearsof experience in Payments Product Management with demonstrated leadership experience across payment channels
• Experience inAPI design and developer experience (DX) including RESTful API product management developer portals and API-first product strategy
• Background inelectronic payments including ACH wires SWIFT real-time payments (RTP FedNow SEPA Instant) and cross-border payment flows
• Demonstrated ability to apply or overseeGenerative AIsolutions within a financial services or payments context
• Proven ability to balance technology innovation with commercial outcomes understanding that great technology must ultimately serve client needs and drive business results
• Exceptional communication and stakeholder management skills with the ability to influence at the executive level

You may be a good fit for this role if you are enthusiastic and curious about

• The business technical and/or operational aspects of payments and banking
• Electronic payments real time payments card networks stablecoin payments and emerging payment schemes
• The design of APIs andhave pride in best-in-class developer experience (DX) including intuitive documentation sandbox environments and seamless onboarding for corporate clients and fintech partners
• Corporate treasury cash management and the inner workings of large corporates and financial institutions
• User experience (UX) designprinciples across all payment channel touchpoints partnering with design teams to deliver interfaces and workflows that are elegant intuitive and client-centric
• Drive the integration and strategic application ofGenerative AIcapabilities within payment channels including intelligent payment routing anomaly detection client-facing assistants and workflow automation
• Stay current on industry trends including ISO 20022 migration real-time payments open banking/APIs card scheme innovations and network-level VAS (e.g. SWIFT gpi request-to-pay schemes)
• Ensure all payment channel products comply with relevant regulatory requirements (e.g. AML/KYC data privacy such as GDPR/CCPA PSD2 where applicable)

ABOUT GOLDMAN SACHS

At Goldman Sachs we commit our people capital and ideas to help our clients shareholders and the communities we serve to grow. Founded in 1869 we are a leading global investment banking securities and investment management firm. Headquartered in New York we maintain offices around the world.

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