Credit Risk Analyst

The Role

• Primarily conduct analysis and reviews of individual applications to validate Lumis automated decisioning process.
• Prepare and generate regular reports and develop clear and concise presentations to communicate insights and findings to stakeholders effectively.
• Analyse data identifying trends patterns and potential areas of concern. Provide valuable recommendations to enhance our risk management and automation strategies.
• Participate in initiatives to enhance our streamlined credit risk decisioning process contributing to increased efficiency and accuracy in our credit risk function.
• Support various credit risk projects including the enhancement of credit risk systems and automated decisioning processes.

Qualifications :

This Person Is Someone With

• Previous working experience as a Credit Analyst/Underwriter operating within a DLA is essential.
• Experience with SME credit assessment and an understanding of the SME market is preferred.
• Tertiary qualification in Finance Economics Mathematics Statistics or a related field (or equivalent relevant experience)
• Strong understanding of financial concepts and credit risk fundamentals.
• Basic knowledge of SQL Python and/or visualization tools (e.g. Tableau PowerBI) is considered an advantage.
• Excellent attention to detail and strong analytical and problem-solving skills.
• Strong communication and presentation abilities.

Additional Information :

Perks & Benefits

Wellbeing: Free counselling seasonal activities Wellbeing Allowance wellness room flu shots

Work Life: Home Workspace Allowance Purchased Leave Parental Leave Parental Flex Leave Lumi Life Leave for challenging events breastfeeding/expressing space

Social & Food: Monthly lunches regular celebrations stocked kitchen beer & kombucha on tap board games rooftop BBQs

Rewards & Recognition: Competitive pay referral bonuses shout-out recognitions

Community Support: Paid volunteer leave diversity celebrations company volunteer days

Career & Growth: Rapid advancement opportunities higher education sponsorship hackathons

Remote Work :

No

Employment Type :

Full-time