CMT & Risk Lead

This leadership role will head the CRMTA function for North America driving effective and efficient compliance risk management across the US and Canada. You will be responsible for defining and implementing the standards and procedures that ensure Wise meets its complex state and federal regulatory obligations particularly concerning money movement and customer assets.

Youll lead the charge in enhancing and automating compliance activities utilizing data and analytics to transform how we monitor risk and providing trusted advice to both the first and second lines of defense. This position offers a unique opportunity to build and scale a technology- and data-driven compliance program in a fast-paced FinTech environment with direct responsibility for reporting to the Board and engaging with regulators.

What youll do.

• Lead the CRMTA function: Design build enhance and manage all North America compliance functions related to compliance controls oversight obligation mapping monitoring oversight testing risk taxonomy risk assessment analytics and technology.

• Provide Compliance Program Oversight: Oversee and challenge the execution of compliance activities by the First Line of Defense (business teams) related to risk assessments controls and monitoring.

• Design and Execute Second Line of Defense Testing related to regulatory requirements.

• Strategy & Reporting: Prepare and deliver high-quality compliance reporting to senior stakeholders including supporting quarterly reports to the Board of Directors and Compliance/Risk Committees for North America legal entities.

• Team Leadership: Lead mentor and develop a team of compliance professionals serving as a senior leader for North America compliance oversight internally and externally to regulators and auditors.

• Technology & Automation: Lead automation efforts and enhanced usage of data and analytics to drive thought leadership and make compliance activities more efficient and effective across the region.

• Advisory: Provide expert advice and guidance to regional and global teams (Product Legal Operations) on North America regulatory requirements (state and federal law).

The experience background and competencies needed to succeed in this role.

• 12 years of progressive experience in Second Line of Defense compliance or operational risk management within financial services (bank or fintech).

• Expert-level knowledge of US federal regulatory expectations related to compliance programs with knowledge of related state and Canada regulations.

• Demonstrable experience designing transforming and building compliance and/or risk management processes specifically including:

• Risk Taxonomies and Compliance Risk Assessments.

• Obligation and Control Mapping.

• Compliance Monitoring and Testing programs.

• Regulatory Inventory and Regulatory Change Management processes. 

• Proven experience designing and implementing technology automation and analytics to enhance compliance effectiveness.

• Strong ability to lead a team collaborate effectively with global/cross-functional stakeholders (including Board members) and represent the company to external parties (regulators/auditors).

Must be willing to work on-site in NYC and be legally authorized to work in the US (Visa sponsorship is not available).

Additional Information :

For everyone everywhere. Were people building money without borders  without judgement or prejudice too. We believe teams are strongest when they are diverse equitable and inclusive.

Were proud to have a truly international team and we celebrate our differences.
Inclusive teams help us live our values and make sure every Wiser feels respected empowered to contribute towards our mission and able to progress in their careers.

If you want to find out more about what its like to work at Wise visit .

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Remote Work :

No

Employment Type :

Full-time