Credit Analyst

Our Credit Management Division plays a vital role in facilitating business growth and we are seeking highly analytical and motivated Credit Analysts to join our dynamic Credit Team.

The Credit Analyst will be responsible for assessing analyzing and evaluating credit applications to support informed lending decisions. The role ensures effective credit risk management in line with the Banks policies and regulatory requirements.

Required Skills:

• Conduct detailed financial and credit analysis of corporate/ commercial clients including evaluation of financial performance business plans and credit history.
• Prepare detailed credit appraisal reports with sound recommendations.
• Conduct risk assessments and ensure compliance with internal credit policies and regulatory standards.
• Monitor existing credit facilities and identify early warning signals of default.
• Support the preparation and review of credit proposals for approval.
• Maintain accurate and up-to-date credit documentation and records.
• Participate in periodic portfolio reviews and reporting.
• Monitor and review existing credit facilities to ensure ongoing compliance with terms and conditions and performance.
• Stay updated on market trends regulatory changes and economic conditions that may affect credit risk.
• Provide recommendations on risk mitigation strategies.