Product Owner Payments Operations Platform

Capital.com


Job Location:

Warsaw - Poland

Monthly Salary: Not Disclosed
Posted on: 30+ days ago
Vacancies: 1 Vacancy

Job Summary

is a global fintech building trading and investment products used by millions of clients across multiple regulated markets. Our platform sits at the intersection of complex financial infrastructure and intuitive user experience - and the technology powering it is what sets us apart.

As we scale were strengthening the product teams behind our core financial operations and are looking for a Product Owner - Payments Operations Platform to lead one of the most critical internal domains.

This role focuses on building and evolving the agent-facing payments back office - the tools workflows and systems used by Operations Risk and Compliance teams to manage deposits withdrawals verification and transaction will define the vision roadmap and execution strategy for this platform working closely with Engineering Design Data Payments Core and Compliance stakeholders to deliver scalable reliable and efficient operational tooling.

Your mission:

Improve the efficiency control and scalability of payments operations by:
  • Reducing manual effort through automation and better tooling: Bank deposit automation is already at 62% the next milestone is 95%. Youll define the roadmap to get there across all payment workflows
  • Increasing speed and accuracy of operational decisions
  • Strengthening controls across deposits withdrawals and verification flows
  • Providing clear visibility into transactions and payment states

Your responsibilities:

  • Own product vision strategy and execution for the Payments Operations Platform
  • Lead development of agent-facing tools across key domains:
    • Bank Deposit Review & Automation (queues rules engine validations)
    • Payment Method Verification (integration orchestration with providers like Sumsub / KYCAID)
    • Withdrawal Processing (manual review approvals escalations)
    • Transaction lifecycle management & visualisation (unified operational view and control)
  • Internal stakeholders will bring you a constant stream of requests. Your job is to filter what they want from what they actually need and build the backlog around the platforms long-term direction

Bulk Payment Operations (batch processing tools):

  • Drive continuous improvements in payment UI and operational workflows on a quarterly basis. Own the automation rate across all payment workflows set the quarterly target measure it and close the gap
  • Optimize key metrics such as processing time error rates automation rate and operational load
  • Decide what gets built and what doesnt: translate stakeholder requests into a backlog that reflects platform strategy not just the loudest asks
  • Work closely with Payments Core teams while maintaining clear ownership boundaries (operations tooling vs processing layer)
  • Manage integrations and external interfaces across payments operations domains
  • Align stakeholders across Operations Risk Compliance and Engineering

Scope clarification:

This role focuses on back-office tooling and operational workflows not on:
  • PSP integrations or payment processing pipelines
  • Client-facing payment UX (e.g. deposit forms)
As new regulated markets come online this platforms scope is expected to expand. The person in this role will have the opportunity to define what that looks like.

Were looking for:

  • 3 years of experience as a Product Owner / Product Manager in fintech payments or a regulated environment
  • Data fluency: you build your own views read operational dashboards without hand-holding and make prioritisation decisions based on numbers rather than stakeholder pressure.
  • Strong understanding ofpayments operations including deposits withdrawals and reconciliation workflows
  • Experience building or improvinginternal tools / operational platforms
  • Familiarity withverification flows (KYC/KYB) payment methods and transaction lifecycles
  • Familiarity with REST APIs and backend data flows sufficient to hold design conversations with engineering teams
  • Strong analytical mindset with a focus on operational efficiency and automation
  • Proven ability to manage stakeholders across Operations Risk Compliance and Engineering
  • Comfortable owning a single-threaded team and driving delivery end-to-end

Nice to have:

  • Experience with rule engines automation systems or decisioning frameworks
  • Exposure to providers likeSumsub KYCAID or similar verification tools
  • Understanding of IBAN validation name matching and payment risk controls

Why this role matters:

Payments operations is where customer experience risk control and business efficiency intersect. This role sits at the heart of that system - turning complex manual processes into scalable reliable products.

What you will get in return:

  • Competitive compensation
  • A generous paid leave policy supporting a healthy worklife balance
  • Two additional paid days per year dedicated to volunteering and giving back
  • Private medical insurance for your peace of mind
  • An additional flexible benefits budget allowing you to tailor benefits to your needs
  • Flexible working mode
  • The opportunity to work from almost anywhere in the world for up to 30 days per year
  • Annual company-wide events held in locations around the globe
  • In-office massages to support wellbeing
  • A brand-new vibrant office environment
is a global fintech building trading and investment products used by millions of clients across multiple regulated markets. Our platform sits at the intersection of complex financial infrastructure and intuitive user experience - and the technology powering it is what sets us apart.As we scale were...

About Company

Company Logo

Enjoy online trading like never before. With Capital.com’s app, you can discover investment opportunities on leading financial markets. Access the latest trading insights at the touch of a button, as well as in-depth educational features, comprehensive financial analysis and the day’s ... View more

View Profile View Profile