Compliance Lead Canada

Were looking for a Senior Regulatory Compliance Lead to join our growing North America Regulatory Oversight Compliance this role youll be leading our Canada regulatory and financial crime compliance programs and regulator engagement. . 

Youll work closely with cross-functional teams and lead our efforts to ensure that Wise complies with all applicable regulations in Canada. Youll also help shape and evolve our second-line compliance framework providing critical insights to product operations and leadership teams and helping embed compliance into everything we do.

If youre passionate about systems that make compliance smart scalable and transparentand youre excited to work at the intersection of tech and financial services regulationwed love to hear from you.

Your responsibilities will include:

• Regulatory Liaison & Horizon Scanning: Act as a primary point of contact for Canadian regulators (such as Bank of Canada FINTRAC and CIRO) and banking partners. You are responsible for horizon scanningidentifying upcoming changes in Canadian regulatory and financial crime (FinCrime) legislation (e.g. the Proceeds of Crime (Money Laundering) and Terrorist Financing Act) and advising product teams on how these changes impact Wises roadmap.

• Fincrime Framework Oversight: Develop implement and maintain the Second Line of Defense (2LoD) policies and procedures for regulatory and FinCrime compliance requirements for the Canadian market. This includes overseeing KYC (Know Your Customer) EDD (Enhanced Due Diligence) and transaction monitoring controls to ensure they effectively mitigate risks without creating unnecessary friction for customers.

• Compliance Advisory: Collaborate directly with Product Managers and Engineers and Product Compliance teams to ensure new features or payment rails are compliant by design. You would provide expert guidance on how to integrate regulatory and FinCrime controls into the user journey while maintaining the speed and transparency Wise is known for.

• Monitoring & Independent Testing: Support and oversee regular monitoring and testing of the firms regulatory and financial crime controls to evaluate their effectiveness. This includes managing internal audits tracking remediation plans for any identified gaps and providing comprehensive reporting to the Board of Directors on the health of the Canadian compliance program.

About you: 

• Knowledge of money transmission prepaid accounts Canadas consumer compliance regulations and FinCrime related regulations 

• 5 years experience in compliance or audit  including experience:

  • Utilizing Canadian territory portals and processes to deliver ad hoc and ongoing regulatory reporting

  • Working with internal cross-functional stakeholders including product operation finance legal and people teams

  • Communicating effectively with external stakeholders including auditors and regulators

• Very detail-oriented

• Ability to meet tight deadlines

• Discretion and personal integrity especially in regards to sensitive financial personal and corporate information

• Ability to be both reactive and help solve problems in the moment as well as proactive building longer term solutions using data-driven decision making

• Experience (or interest) in working at a fast-paced internet technology or financial services companies in risk or compliance

• Experience using G-Suite Office Confluence Jira and collaborative tools (e.g. Slack Teams)

• Willing to travel as Wise offices are located across different countries; and

• Legally authorized to work in the U.S.

Some extra skills that would be great: 

• Experience working in the Money Services Business (MSB) industry

• Experience working with international teams and understanding of global regulatory environments.

• Certified Regulatory Compliance Manager or similar qualification

• Prior experience working with the Bank of Canada FINTRAC and CIRO.

Were people without borders without judgment or prejudice too. We want to work with the best people no matter their background. So if youre passionate about learning new things and keen to join our mission youll fit right in.

Also qualifications arent that important to us. If youve got great experience and youre great at articulating your thinking wed like to hear from you.

And because we believe that diverse teams build better products wed especially love to hear from you if youre from an under-represented demographic.

Additional Information :

For everyone everywhere. Were people building money without borders  without judgement or prejudice too. We believe teams are strongest when they are diverse equitable and inclusive.

Were proud to have a truly international team and we celebrate our differences.
Inclusive teams help us live our values and make sure every Wiser feels respected empowered to contribute towards our mission and able to progress in their careers.

If you want to find out more about what its like to work at Wise visit .

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Remote Work :

No

Employment Type :

Full-time